12881 Indian Trail Rd, Poway, CA 92064 Property Records

San Diego County property record for 12881 Indian Trail Rd, Poway, CA 92064

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,191 sqft · built 1972
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$820,000 (Nov 2017)
Tax Bill	$11,036 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Apr 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`275-390-05-00`

Property Details

APN / Parcel Number

Primary APN	`275-390-05-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,191 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Gravel
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	12881 INDIAN TRAIL RD
City	POWAY
State	CA
Zip	92064-2024
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-C
Legal Description	LOT 25 TR 005004
Legal Subdivision	VALLE DEL NORTE
Legal Tract	005004
Legal Block	1
Legal Lot Number	25
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1000
Census Tract	17006

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12881 INDIAN TRAIL RD, POWAY, CA 92064-2024
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 20, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage GOLDEN BEAR CAPITAL INC
Feb 13, 2018	Quit Claim Deed, Transfer NEW VENTURE ESCROW
Nov 2, 2017	Quit Claim Deed, Transfer WFG TITLE INSURANCE COMPANY
Nov 2, 2017	Grant Deed, Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2017 · Amount on Record
Deed Sale	Nov 2, 2017 · Amount on Record
Prior Sale	Oct 28, 1986 · Amount on Record
Deed Document Number	2017513607
Prior Transfer Date	Oct 14, 1993
Prior Transfer Doc	0000703099
Record Updated	Oct 29, 2026

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 24, 2020
Property Address	12881 INDIAN TRAIL RD, POWAY, CA 92064-2024
Document Number	0000478532
Map Reference	MAP 5004
Instrument Date	Aug 19, 2020
Instrument	2020-0478532
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12881 INDIAN TRAIL RD, POWAY, CA 92064-2024

Mortgage

Document Number	0000478533
Date	Aug 24, 2020
Instrument	2020-0478533

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

April 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 20, 2018
Property Address	12881 INDIAN TRAIL RD, POWAY, CA 92064-2024
Document Number	0000157964
Map Reference	MAP 5004
Instrument Date	Apr 12, 2018
Instrument	2018-0157964
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12881 INDIAN TRAIL RD, POWAY, CA 92064-2024

Mortgage

Document Number	0000157965
Date	Apr 20, 2018
Instrument	2018-0157965

Lender

Name	GOLDEN BEAR CAPITAL INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 13, 2018
Property Address	12881 INDIAN TRAIL RD, POWAY, CA 92064-2024
Document Number	0000057836
Instrument Date	Jan 26, 2018
Instrument	57836
Transaction Type	Transfer
Record Updated	Feb 19, 2018
Title Company	NEW VENTURE ESCROW

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12881 INDIAN TRAIL RD POWAY CA 920642024, POWAY, CA 92064-2024

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 2, 2017
Property Address	12881 INDIAN TRAIL RD, POWAY, CA 92064-2024
Document Number	0000513606
Instrument Date	Oct 30, 2017
Instrument	513606
Transaction Type	Transfer
Record Updated	Nov 7, 2017
Title Company	WFG TITLE INSURANCE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	12881 INDIAN TRAIL RD POWAY CA 920642024, POWAY, CA 92064-2024

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 2, 2017
Property Address	12881 INDIAN TRAIL RD, POWAY, CA 92064-2024
Document Number	0000513607
Instrument Date	Sep 29, 2017
Instrument	513607
Transaction Type	Transfer
Record Updated	Nov 7, 2017
Title Company	WFG TITLE INSURANCE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$902.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	12881 INDIAN TRAIL RD POWAY CA 920642024, POWAY, CA 92064-2024

Mortgage

Document Number	513608
Date	Nov 2, 2017
Instrument	513608

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$989,561 (+2%) Land $638,320 Building $351,241
2025	$11,036.00 (+4.89%)	$970,158 (+4.04%) Land $625,804 Building $344,354
2023	$10,521.00 (+2.19%)	$932,487 Land $601,504 Building $330,983
2022	$10,296.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1995–2014)
Most Recent Claim	Dec 2014 · Severe Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cox Communications.

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