1288 Rancho Encinitas Dr, Encinitas, CA 92024 Property Records

San Diego County property record for 1288 Rancho Encinitas Dr, Encinitas, CA 92024 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 1988
Square Footage4,492 sqft Living Area
Lot Size1 acres
OccupancyOwner Occupied
Last Sale$2,110,000 (2015)
Tax Bill$29,174.00 (2025)

Owner

Source: San Diego County records · APN 264-161-17-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1288 RANCHO ENCINITAS DR, ENCINITAS, CA 92024-7025
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingTrustor/Debtor (Borrower in Default/Foreclosure On Trustee's Deed)

Deeds, Mortgages & Sale History

DateDocument
Oct 19, 2021Deed of Trust, Mortgage · Line of Credit
US BANK NA
Jan 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 14, 2015 · Amount on Record
Deed SaleOct 14, 2015 · Amount on Record
Prior SaleJan 17, 1986 · Amount on Record
Deed Doc Number2015538292
Prior Transfer DateOct 07, 2015
Prior Transfer Doc0000539406
Record RefreshedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1288 RANCHO ENCINITAS DR, ENCINITAS, CA 92024-7025
Transaction TypeMortgage
Record UpdatedOct 29, 2021
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1288 RANCHO ENCINITAS DR, ENCINITAS, CA 92024-7025

Mortgage

Document Number0000725585
DateOct 19, 2021
Instrument2021-0725585
Lender
NameUS BANK NA
TypeBank
AddressLA JOLLA, CA 92037
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1288 RANCHO ENCINITAS DR, ENCINITAS, CA 92024-7025
Transaction TypeMortgage
Record UpdatedFeb 09, 2021
Title CompanyAMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1288 RANCHO ENCINITAS DR, ENCINITAS, CA 92024-7025

Mortgage

Document Number0000065277
DateJan 28, 2021
Instrument2021-0065277
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$2,547,762 (+2%) Land $1,690,460 Building $857,302
2025$29,174.00 (+7.71%) Homeowner's exemption$2,497,807 (+4.04%) Land $1,657,314 Building $840,493
2023$27,086.00 (+2.52%) Homeowner's exemption$2,400,815 Land $1,592,959 Building $807,856
2022$26,420.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN264-161-17-00

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Building Area4,492 sqft Living Area

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Lot Area43,560 sqft
Parking Spaces3 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Location & Zoning

Street Address1288 RANCHO ENCINITAS DR
CityENCINITAS
StateCA
Zip92024-7025
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 16 TR 009051
Legal SubdivisionENCINITAS 3494-1
Legal Tract009051
Legal Block2
Legal Lot Number16
JurisdictionSAN DIEGO CA
Minor Civil DivisionSAN DIEGO
Census Blockgroup2
Census Block2002
Census Tract17111

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