1288 Pappani Dr, Gilroy, CA 95020 Property Records

Santa Clara County property record for 1288 Pappani Dr, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,252 sqft · built 1968
Lot Size	0.147 acres (6,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$840,000 (May 2021)
Tax Bill	$11,135 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Aug 2018 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`790-02-051`

Property Details

APN / Parcel Number

Primary APN	`790-02-051`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,252 sqft Living Area
1st Floor Area	1,252 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1972
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,400 sqft (0.147 acres)
Lot Dimensions	100 ft deep x 64 ft wide
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1288 PAPPANI DR
City	GILROY
State	CA
Zip	95020-3809
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 4351 NORTHWOOD BOOK 228 PAGE 14 LOT 72
Legal Subdivision	NORTHWOOD
Legal Tract	4351
Legal Lot Number	72
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	2
Census Block	2018
Census Tract	512505

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1288 PAPPANI DR, GILROY, CA 95020-3809
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 20, 2021	Grant Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Aug 29, 2018	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Nov 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2021 · Amount on Record
Deed Sale	May 20, 2021 · Amount on Record
Prior Sale	Jun 4, 2008 · Amount on Record
Deed Document Number	202124968178
Prior Transfer Date	Dec 23, 2010
Prior Transfer Doc	0000027576
Record Updated	Oct 29, 2026

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	May 20, 2021
Property Address	1288 PAPPANI DR, GILROY, CA 95020-3809
Document Number	0024968178
Map Reference	MB 228 PG 13&14
Instrument Date	May 11, 2021
Instrument	24968178
Transaction Type	Transfer
Record Updated	Jun 1, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1288 PAPPANI DR, GILROY, CA 95020-3809

Mortgage

Document Number	0024968179
Date	May 20, 2021
Instrument	24968179

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1288 PAPPANI DR, GILROY, CA 95020-3809
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024013278
Date	Aug 29, 2018
Instrument	24013278

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 15, 2048

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1288 PAPPANI DR, GILROY, CA 95020-3809
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1288 PAPPANI DR, GILROY, CA 95020-3809

Mortgage

Document Number	0024687519
Date	Nov 4, 2020
Instrument	24687519

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$875,000 (-3.77%) Land $349,900 Building $525,100
2025	$11,135.00 (+8.9%) Homeowner's exemption	$909,240 (+10.88%) Land $363,696 Building $545,544
2023	$10,225.00 (-4.57%) Homeowner's exemption	$820,000 Land $328,000 Building $492,000
2022	$10,715.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jan 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: AT&T, Frontier, GeoLinks.

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