1288 Harvest Loop, Folsom, CA 95630 Property Records

Sacramento County property record for 1288 Harvest Loop, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,768 sqft · built 2019
Lot Size	0.143 acres (6,233 sqft)
Owner	2 Individual Names on Record
Last Sale	$818,500 (Apr 2019)
Tax Bill	$12,568 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`071-2060-073-0000`

Property Details

APN / Parcel Number

Primary APN	`071-2060-073-0000`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,768 sqft Living Area
1st Floor Area	1,936 sqft
2nd Floor Area	1,832 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	6,233 sqft (0.143 acres)
Garage Area	615 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1288 HARVEST LOOP
City	FOLSOM
State	CA
Zip	95630-5328
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-M (PD)
Legal Description	HARVEST, LOT 82, UNIT:: 0, BLOCK:: 0, BLDG:: 0
Legal Subdivision	HARVEST
Legal Lot Number	82
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	2
Census Block	2000
Census Tract	8512

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1288 HARVEST LOOP, FOLSOM, CA 95630-5328
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Oct 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
May 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage MEGA CAP FNDG
Aug 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FNDG
Apr 3, 2019	Grant Deed, Subdivision Related Transfer EAGLE HM MTG/CA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2019 · Amount on Record
Deed Sale	Apr 3, 2019 · Amount on Record
Deed Book / Page	20190403 / 988
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1288 HARVEST LOOP, FOLSOM, CA 95630-5328
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1288 HARVEST LOOP, FOLSOM, CA 95630-5328
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000641
Date	Oct 14, 2021
Instrument	2021101400641

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1288 HARVEST LOOP, FOLSOM, CA 95630-5328
Transaction Type	Mortgage
Record Updated	Oct 26, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1288 HARVEST LOOP, FOLSOM, CA 95630-5328

Mortgage

Document Number	2021101400641
Date	Oct 14, 2021
Instrument	2021101400641

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1288 HARVEST LOOP, FOLSOM, CA 95630-5328
Document Number	2005131460
Instrument Date	May 4, 2020
Transaction Type	Mortgage
Record Updated	May 25, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1288 HARVEST LOOP FOLSOM CA 956305328, FOLSOM, CA 95630-5328

Mortgage

Document Number	2005131460
Date	May 13, 2020
Instrument	2005131460

Lender

Name	MEGA CAP FNDG
Type	Funding / Finance Company
Address	CALABASAS, CA 91302

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 12, 2035

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1288 HARVEST LOOP, FOLSOM, CA 95630-5328
Document Number	1909041457
Instrument Date	Aug 29, 2019
Transaction Type	Mortgage
Record Updated	Sep 18, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1288 HARVEST LOOP FOLSOM CA 956305328, FOLSOM, CA 95630-5328

Mortgage

Document Number	1909041457
Date	Sep 4, 2019
Instrument	1909041457

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 3, 2034

April 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 3, 2019
Property Address	1288 HARVEST LOOP, FOLSOM, CA 95630-5328
Document Number	1904030988
Instrument Date	Mar 21, 2019
Instrument	1904030988
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 15, 2019
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$900.35
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1288 HARVEST LOOP FOLSOM CA 956305328, FOLSOM, CA 95630-5328

Mortgage

Document Number	1904030989
Date	Apr 3, 2019
Instrument	1904030989

Lender

Name	EAGLE HM MTG/CA
Type	Mortgage Company
Address	CORONA, CA 92800

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 2, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$930,998 (+2%) Land $221,874 Building $709,124
2025	$12,568.00 (+2%) Homeowner's exemption	$912,744 (+4.04%) Land $217,524 Building $695,220
2024	$12,322.00 (+1.04%)
2023	$12,195.00 (+1.18%) Homeowner's exemption	$877,303 Land $209,078 Building $668,225
2022	$12,053.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Succeed.Net Fixed Wireless	100 / 50

May also be available: AT&T, Cal.net, Verizon.

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