1288 FM 2648, Powderly, TX 75473 Property Records

Lamar County property record for 1288 FM 2648, Powderly, TX 75473

Property Summary

Property Type	Misc Structure / Fixture
Details	2 ba · 2,170 sqft · built 2015
Lot Size	8 acres (348,480 sqft)
Owner	2 Individual Names on Record
Last Sale	$332,221 (Nov 2025)
Tax Bill	$3,382 (2026)
Deeds & Mortgages	Nov 2025 Mortgage Feb 2017 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`A0407-0280-0000-25`

Property Details

APN / Parcel Number

Primary APN	`A0407-0280-0000-25`
Alternative APN	`52121`

Interior

Full Baths	2 Baths
Building Area	2,170 sqft Total Area
1st Floor Area	2,170 sqft
Utility Area	192 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Conventional
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	348,480 sqft (8 acres)
Garage Type	Carport
Garage Area	702 sqft
Carport	Carport
Carport Area	702 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Slab
Porch Area	392 sqft
Patio Area	256 sqft
Shed	1 Shed
Shed Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	A0407-0280-0000-25
Street Address	1288 FM 2648
City	POWDERLY
State	TX
Zip	75473-4784
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Misc Structure / Fixture
Legal Description	A407 J C HAMER SURVEY, TRACT 28, ACRES 8.0
Legal Subdivision	J C HAMER SURVEY
Legal Tract	28
Legal Lot Number	28
Jurisdiction	LAMAR TX
Township / Civil Division	POWDERLY
Census Block Group	2
Census Block	2032
Census Tract	101

Owner

Source: Lamar County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1288 FM 2648, POWDERLY, TX 75473-4784
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2025	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Feb 10, 2017	Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
Feb 10, 2017	Deed of Trust, Mortgage · Reverse Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Aug 6, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 2025 · Amount on Record
Deed Sale	Nov 26, 2025 · Amount on Record
Deed Document Number	2025229039
Prior Transfer Date	Aug 1, 2019
Prior Transfer Doc	1638722019
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAMAR TX
Property Address	1288 FM 2648, POWDERLY, TX 75473-4784
Transaction Type	Mortgage
Record Updated	Dec 31, 2025
Title Company	MASON TITLE COMPANY INC, STONE TITLE COMPANY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	864 COUNTY ROAD 4425, WHITEWRIGHT, TX 75491-8610

Mortgage

Document Number	2290402025
Date	Nov 26, 2025
Instrument	229040-2025

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2045

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAMAR TX
Property Address	1288 FM 2648, POWDERLY, TX 75473-4784
Transaction Type	Mortgage
Record Updated	Dec 22, 2022
Title Company	CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1406182017
Date	Feb 10, 2017
Instrument	140618-2017

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender
Address	BLOOMFIELD, NJ 07003

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.47%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2018
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	5%
Index	1-Year LIBOR
Margin	2
Max Rate	5%

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAMAR TX
Property Address	1288 FM 2648, POWDERLY, TX 75473-4784
Transaction Type	Mortgage
Record Updated	Oct 4, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1406192017
Date	Feb 10, 2017
Instrument	140619-2017

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.47%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2018
Change Frequency	Annually
Min Rate At Change	4.47%
Max Rate At Change	5%
Index	1-Year LIBOR
Margin	2
Max Rate	5%

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAMAR TX
Recording Date	Aug 6, 2019
Property Address	1288 FM 2648, POWDERLY, TX 75473-4784
Document Number	1638722019
Map Reference	PG 25
Instrument Date	Aug 1, 2019
Instrument	163872-2019
Transaction Type	Transfer
Record Updated	Oct 4, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1288 FM 2648, POWDERLY, TX 75473-4784

Tax Assessment & Valuation

Source: Lamar County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Lamar County
Unified School District	North Lamar Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,382.00 Homeowner's exemption Senior Citizen's exemption	$279,620 (-1.66%) Land $17,160 Building $262,460	$279,620 (-1.66%) Land $17,160 Building $262,460
2025	$3,382.00 (+45.34%)	$284,350 (+13.41%) Land $17,920 Building $266,430	$284,350 (+13.41%) Land $17,920 Building $266,430
2023		$250,730 Land $16,900 Building $233,830	$250,730 Land $16,900 Building $233,830
2022	$2,327.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 49% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAMAR COUNTY WATER SUPPLY DISTRICT serves 25,569 people · EPA ID TX1390015
Water Source	Purchased surface water from CITY OF PARIS
Last State Inspection	May 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wifires Internet Fixed Wireless	110 / 110

May also be available: Nextlink.

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