1288 E 1200 N Rd, Onarga, IL 60955 Property Records

Iroquois County property record for 1288 E 1200 N Rd, Onarga, IL 60955

Property Summary

Property TypeSingle Family Home
Lot Size5 acres (217,800 sqft)
Owner2 Individual Names on Record
Last Sale$230,000 (Oct 2021)
Tax Bill$3,117 (2025)
Deeds & MortgagesOct 2025 Mortgage
Oct 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN24 36 400 004

Property Details

APN / Parcel Number

Primary APN24 36 400 004

Exterior

Lot Area217,800 sqft (5 acres)

Location & Zoning

Street Address1288 E 1200 NORTH RD
CityONARGA
StateIL
Zip60955-7695
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description675' W SE COR SE4 W 321.4' N 676.83' E 322.2'
JurisdictionIROQUOIS IL
Township / Civil DivisionONARGA
Census Block Group3
Census Block3098
Census Tract950600

Owner

Source: Iroquois County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1288 E 1200 NORTH RD, ONARGA, IL 60955-7695
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 29, 2025Deed of Trust, Mortgage · Closed-End Mortgage
US BANK NA
Oct 22, 2021Warranty Deed, Transfer · Conventional Mortgage
US BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 22, 2021 · Amount on Record
Deed SaleOct 22, 2021 · Amount on Record
Deed Document Number20214384
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIROQUOIS IL
Property Address1288 E 1200 NORTH RD, ONARGA, IL 60955-7695
Transaction TypeMortgage
Record UpdatedNov 14, 2025
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address1288 E 1200 NORTH RD, ONARGA, IL 60955-7695

Mortgage

Document Number00025R3643
DateOct 29, 2025
Instrument25R3643
Lender
NameUS BANK NA
TypeBank
AddressHOPKINS, MN 55343
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded
Term178 Months
DueAug 19, 2040

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionIROQUOIS IL
Recording DateOct 22, 2021
Property Address1288 E 1200 NORTH RD, ONARGA, IL 60955-7695
Document Number21R4384
Instrument DateOct 22, 2021
Instrument21R4384
Transaction TypeTransfer
Record UpdatedNov 5, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$345.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1288 E 1200 NORTH RD, 1288, ONARGA, IL 60955-7695

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address1288 E 1200 NORTH RD, ONARGA, IL 60955-7695

Mortgage

Document Number21R4385
DateOct 22, 2021
Instrument21R4385
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueNov 1, 2041
Interest
Rate2.62%

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyIroquois County
County SubdivisionOnarga Township
Unified School DistrictCrescent Iroquois Community Unit School District 249 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,117.00 (+35.64%)$44,750 (+26.59%) Land $15,610 Building $29,140$134,250 (+26.59%) Land $46,830 Building $87,420
2022$2,298.00 Homeowner's exemption$35,350 Land $12,330 Building $23,020$106,050 Land $36,990 Building $69,060

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2016)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nextlink
Fixed Wireless
800 / 400
Watch TV
Fixed Wireless
100 / 20
Verizon
Fixed Wireless
25 / 6
AT&T
Fixed Wireless
25 / 3

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