Lancaster County property record for 1288 Craig Ave, Lancaster, SC 29720
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,609 sqft · built 1979 |
| Lot Size | 0.459 acres (20,004 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $179,900 (Mar 2020) |
| Tax Bill | $1,153 (2025) |
| Deeds & Mortgages | Nov 2019 Second Mortgage Oct 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0049N-0C-021.00 |
| Primary APN | 0049N-0C-021.00 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,609 sqft Living Area |
| Gross Area | 1,816 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Footing |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 20,004 sqft (0.459 acres) |
| Lot Dimensions | 20 ft deep x 100 ft wide |
| Porch | Porch |
| Porch Area | 15 sqft |
| Deck Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 4027 |
|---|---|
| Street Address | 1288 CRAIG AVE |
| City | LANCASTER |
| State | SC |
| Zip | 29720-8534 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MDR |
| Legal Description | 100X200 |
| Legal Subdivision | PLAT SURVEYED FOR TODD ALLEN SMITH |
| Legal Block | 23 |
| Legal Lot Number | 23 |
| Jurisdiction | LANCASTER SC |
| Township / Civil Division | LANCASTER |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 11100 |
1288 Craig Ave is owned and occupied by two individuals who bought it in March 2020.
Source: Lancaster County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1288 CRAIG AVE, LANCASTER, SC 29720-8534 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 13, 2019 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FOUNDERS FCU |
| Oct 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Mar 3, 2020 | Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Jul 14, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 3, 2020 · Amount on File |
| Deed Sale | Mar 3, 2020 · Amount on File |
| Prior Sale | Jun 13, 2008 · Amount on File |
| Deed Document Number | 20203521 |
| Deed Book / Page | 1312 / 164 |
| Prior Transfer Date | Jul 13, 2017 |
| Prior Transfer Doc | 0000010181 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER SC |
| Property Address | 1288 CRAIG AVE, LANCASTER, SC 29720-8534 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000017338 |
|---|---|
| Date | Nov 13, 2019 |
| Book Page | 3860/315 |
| Instrument | 2019017338 |
| Name | FOUNDERS FCU |
|---|---|
| Type | Credit Union |
| Address | LANCASTER, SC 29720 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 5, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER SC |
| Property Address | 1288 CRAIG AVE, LANCASTER, SC 29720-8534 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000019263 |
|---|---|
| Date | Oct 30, 2020 |
| Book Page | 4179/226 |
| Instrument | 2020019263 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LANCASTER SC |
| Recording Date | Mar 3, 2020 |
| Property Address | 1288 CRAIG AVE, LANCASTER, SC 29720-8534 |
| Document Number | 0000003521 |
| Book / Page | 1312 / 164 |
| Map Reference | PL 97-111 |
| Instrument Date | Mar 2, 2020 |
| Instrument | 2020003521 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $666.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1288 CRAIG AVE, LANCASTER, SC 29720-8534 |
| Document Number | 0000003522 |
|---|---|
| Date | Mar 3, 2020 |
| Instrument | 2020003522 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LANCASTER SC |
| Recording Date | Jul 14, 2017 |
| Property Address | 1288 CRAIG AVE, LANCASTER, SC 29720-8534 |
| Document Number | 0000010181 |
| Book / Page | 001068 / 000086 |
| Instrument Date | Jul 13, 2017 |
| Instrument | 10181 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1288 CRAIG AVE LANCASTER SC 297208534, LANCASTER, SC 29720-8534 |
The 2025 property tax bill for 1288 Craig Ave was $1,153, up 9.4% from the year before.
Source: Lancaster County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Lancaster County |
| Unified School District | Lancaster County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,153.00 (+9.39%) | $7,898 Land $1,551 Building $6,347 | $229,100 Land $45,000 Building $184,100 |
| 2024 | $1,054.00 (+0.38%) | ||
| 2023 | $1,050.00 | $6,868 Land $900 Building $5,968 | $171,700 Land $22,500 Building $149,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1288 Craig Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1288 Craig Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LANCASTER serves 14,074 people · EPA ID SC2910001 |
|---|---|
| Water Source | Purchased surface water from LANCASTER COUNTY W&SD |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comporium Cable | 1,000 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
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