12877 Whipple Rd, Sycamore, IL 60178 Property Records

DeKalb County property record for 12877 Whipple Rd, Sycamore, IL 60178

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 506 sqft · built 1952
Lot Size4 acres (174,240 sqft)
Owner2 Individual Names on Record
Last Sale$285,000 (Dec 2023)
Tax Bill$3,296 (2024)
Deeds & MortgagesDec 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-07-476-005

Property Details

APN / Parcel Number

Primary APN06-07-476-005

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms3 Rooms
Stories1 Story
Building Area506 sqft Living Area
Gross Area1,034 sqft
1st Floor Area506 sqft
FlooringTile

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialAsphalt
Lot Area174,240 sqft (4 acres)
Lot Dimensions1,255 ft deep x 135 ft wide
Garage TypeAttached
Garage Area528 sqft

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Account Number0607476005
Street Address12877 WHIPPLE RD
CitySYCAMORE
StateIL
Zip60178-9027
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA1
Legal DescriptionASSESSORS LOTS OF SEC 7 - W 4A OF E 271.5FT OF W 885.5FT OF LOTS 48 & LOT C OF E. DIVINE FARM
Legal SubdivisionE. DIVINE FARM
Legal Lot Number48,C
JurisdictionDE KALB IL
Township / Civil DivisionSYCAMORE
Census Block Group3
Census Block3033
Census Tract402

Owner

Source: DeKalb County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address34W945 CLYDE PKWY, SAINT CHARLES, IL 60174-6719
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 22, 2023 · Amount on Record
Deed SaleDec 22, 2023 · Amount on Record
Deed Document Number20239102
Record UpdatedJun 8, 2026

December 2023: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionDE KALB IL
Recording DateDec 22, 2023
Property Address12877 WHIPPLE RD, SYCAMORE, IL 60178-9027
Document Number0000009102
Instrument DateDec 18, 2023
Instrument2023009102
Transaction TypeTransfer
Record UpdatedJan 5, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$285.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1470 OLD STATE RD, ESMOND, IL 60129-8308

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address12877 WHIPPLE RD, SYCAMORE, IL 60178-9027

Mortgage

Document Number0000009103
DateDec 22, 2023
Instrument2023009103
Lender
NameRESOURCE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2054
Interest
Rate TypeAdjustable Rate
Rate6.75%
Type Change DateJan 1, 2029
Change Frequency6 Months
Min Rate At Change4.75%
Max Rate At Change8.75%
Max Rate11.7%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDeKalb County
County SubdivisionSycamore Township
Unified School DistrictSycamore Community Unit School District 427 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$51,895 (+16.47%) Land $28,400 Building $23,495$155,685 (+16.47%) Land $85,200 Building $70,485
2024$3,296.00
2023$44,555 (+9.03%) Land $24,383 Building $20,172$133,665 (+9.03%) Land $73,149 Building $60,516
2022$40,865 Land $22,364 Building $18,501$122,595 Land $67,092 Building $55,503

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims1 (1999)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · above 42% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20

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