12877 Daybreak Ct E, Jacksonville, FL 32246 Property Records

Duval County property record for 12877 Daybreak Ct E, Jacksonville, FL 32246

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,006 sqft · built 1990
Lot Size	0.241 acres (10,485 sqft)
Owner	2 Individual Names on File
Last Sale	$351,000 (Mar 2021)
Tax Bill	$6,034 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Jan 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`165284-2235`

Property Details

APN / Parcel Number

Primary APN	`165284-2235`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,006 sqft Living Area
Gross Area	2,432 sqft
1st Floor Area	974 sqft
Upper Floors Area	731 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,485 sqft (0.241 acres)
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Pool Area	1 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	12877 DAYBREAK CT E
City	JACKSONVILLE
State	FL
Zip	32246-7095
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD-70
Legal Description	44-82 26-2S-28E SOUTHERN LANDING AT INDIAN SPRINGS UNIT 3A LOT 42
Legal Range	28E
Legal Township	02S
Legal Section	26
Legal Subdivision	SOUTHERN LNDNG IND SPR 3A
Legal Lot Number	42
Legal Unit	3A
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	3
Census Block	3002
Census Tract	14340

Owner

12877 Daybreak Ct E is owned and occupied by two individuals who bought it in March 2021.

Source: Duval County records, as of September 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12877 DAYBREAK CT E, JACKSONVILLE, FL 32246-7095
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2021	Warranty Deed, Transfer · VA Mortgage CARDINAL FINANCIAL COMPANY LP
Jan 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST MORTGAGE INC
Dec 9, 2019	Warranty Deed, Transfer · VA Mortgage QUICKEN LNS
Aug 13, 2018	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 10, 2017	Loan Modification, Mortgage · Conventional Mortgage SUNTRUST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2021 · Amount on File
Deed Sale	Mar 17, 2021 · Amount on File
Prior Sale	Dec 9, 2019 · Amount on File
Deed Document Number	202169150
Deed Book / Page	19634 / 2310
Prior Transfer Date	Mar 3, 2021
Prior Transfer Doc	0196342310
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Mar 17, 2021
Property Address	12877 DAYBREAK CT E, JACKSONVILLE, FL 32246-7095
Document Number	0196342310
Book / Page	19634 / 2310
Map Reference	MB 44 PG 82,82A&82B
Instrument Date	Mar 3, 2021
Instrument	2021069150
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	LANDMARK TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,457.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12877 DAYBREAK CT E, 12877, JACKSONVILLE, FL 32246-7095

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12877 DAYBREAK CT E, JACKSONVILLE, FL 32246-7095

Mortgage

Document Number	0196342312
Date	Mar 17, 2021
Instrument	19634/2312

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	12877 DAYBREAK CT E, JACKSONVILLE, FL 32246-7095
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0182532024
Date	Jan 17, 2018
Book Page	18253/2024
Instrument	2018012567

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Dec 9, 2019
Property Address	12877 DAYBREAK CT E, JACKSONVILLE, FL 32246-7095
Document Number	0190310218
Book / Page	019031 / 000218
Instrument Date	Dec 5, 2019
Instrument	281176
Transaction Type	Transfer
Record Updated	Dec 19, 2019
Title Company	LANDMARK TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,289.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12877 DAYBREAK CT E JACKSONVILLE FL 322467095, JACKSONVILLE, FL 32246-7095

Mortgage

Document Number	190310220
Date	Dec 9, 2019
Book Page	019031/000220
Instrument	281177

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	FLINT, MI 48501

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 8, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Aug 13, 2018
Property Address	12877 DAYBREAK CT E, JACKSONVILLE, FL 32246-7095
Document Number	0184900098
Book / Page	18490 / 0098
Map Reference	MB 44 PG 82,82A&82B
Instrument Date	Aug 2, 2018
Instrument	2018190090
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	OSBORNE & SHEFFIELD TITLE SE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3787 WINKLER AVE APT 312, 3787, FORT MYERS, FL 33916-7712

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12877 DAYBREAK CT E, JACKSONVILLE, FL 32246-7095

Mortgage

Document Number	2018190091
Date	Aug 13, 2018
Instrument	2018190091

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DUVAL FL
Property Address	12877 DAYBREAK CT E, JACKSONVILLE, FL 32246-7095
Document Number	0178832299
Instrument Date	Feb 10, 2017
Transaction Type	Mortgage
Record Updated	Aug 20, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	12877 DAYBREAK CT E JACKSONVILLE FL 322467095, JACKSONVILLE, FL 32246-7095

Mortgage

Document Number	0178832299
Date	Feb 21, 2017
Book Page	017883/002299
Instrument	40421

Lender

Name	SUNTRUST BK
Type	Bank
Address	BELLE ISLE, FL 32809

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 20, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 12877 Daybreak Ct E was $6,034 with a homeowner's exemption, up 5.4% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$370,758 (+2.7%)	$378,283 (+3.46%) Land $167,152 Building $211,131
2025	$6,034.00 (+5.38%) Homeowner's exemption	$361,011	$365,621 Land $135,000 Building $230,621
2024	$5,726.00 (+2.76%)
2023	$5,572.00 (+9.02%) Homeowner's exemption	$340,619 (+3%)	$363,524 (+9.93%) Land $100,000 Building $263,524
2022	$5,111.00 Homeowner's exemption	$330,699 Land $75,000 Building $255,699	$330,699 Land $75,000 Building $255,699

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12877 Daybreak Ct E in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 131 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	131 in force
Nearby Flood Claims	2 (2012–2022)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12877 Daybreak Ct E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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