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12876 Tradd St, Carmel, IN 46032 Property Records

Hamilton County property record for 12876 Tradd St, Carmel, IN 46032

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,970 sqft · built 2005
Lot Size0.11 acres (4,792 sqft)
OwnerTrust Name on File
Tax Bill$5,571 (2024)
Deeds & MortgagesFeb 2022 Transfer
Flood ZoneZone X (minimal risk)
APN29-09-28-044-004.000-018

Property Details

APN / Parcel Number

Primary APN29-09-28-044-004.000-018
Alternative APN
  • 1709280044004000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures14 Plumbing Fixtures
Total Rooms5 Rooms
Stories2 Stories
Building Area2,970 sqft Living Area
1st Floor Area1,469 sqft
2nd Floor Area751 sqft
Basement Area1,039 sqft
Finished Basement750 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Architectural StyleOther
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area4,792 sqft (0.11 acres)
Garage TypeAttached
Garage Area575 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1709280044004000
Street Address12876 TRADD ST
CityCARMEL
StateIN
Zip46032-9343
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .11, SECTION 28, TOWNSHIP 18, RANGE 3, VILLAGE OF WESTCLAY, REPLAT INFORMATION: LOTS 31-42 BLOCK D, SECTION 5003, LOT
Legal Range03
Legal Township18
Legal Section28
Legal SubdivisionVILLAGE OF WESTCLAY
Legal BlockD
Legal Lot Number31-42
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group1
Census Block1018
Census Tract111009

Owner

12876 Tradd St is owner-occupied and held in a trust since February 2022.

Source: Hamilton County records, as of March 4, 2026

Owner of RecordTrust Name on File
Co-ownerCo-owner on File
Mailing Address12876 TRADD ST, CARMEL, IN 46032-9343
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 2, 2007
Deed SaleFeb 2, 2007
Prior SaleNov 22, 2011
Deed Document Number0000006617
Last Transfer DateFeb 25, 2022
Transfer Doc0000010432
Record UpdatedJun 8, 2026

February 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHAMILTON IN
Recording DateFeb 25, 2022
Property Address12876 TRADD ST, CARMEL, IN 46032-9343
Document Number0000010432
Map ReferenceDOC 200400077110
Instrument DateJan 28, 2022
Instrument2022010432
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipIrrevocable Trust
Address12876 TRADD ST, CARMEL, IN 46032-9343

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$594,500 (+20.3%) Land $135,900 Building $458,600$594,500 (+20.3%) Land $135,900 Building $458,600
2024$5,571.00 (+3.22%)$494,200 (-) Land $135,900 Building $358,300$494,200 (-) Land $135,900 Building $358,300
2023$5,397.00 (-2.16%) Homeowner's exemption$494,200 (+2.26%) Land $135,900 Building $358,300$494,200 (+2.26%) Land $135,900 Building $358,300
2022$5,516.00 Homeowner's exemption$483,300 Land $135,900 Building $347,400$483,300 Land $135,900 Building $347,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12876 Tradd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12876 Tradd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMEL WATER DEPARTMENT
serves 99,927 people · EPA ID IN5229004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2024
E. coli
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

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