12876 Stone Valley Dr, Peyton, CO 80831 Property Records

El Paso County property record for 12876 Stone Valley Dr, Peyton, CO 80831

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.75 ba · 2,787 sqft · built 2021
Lot Size	0.185 acres (8,036 sqft)
Owner	2 Individual Names on File
Last Sale	$438,384 (Aug 2021)
Tax Bill	$3,224 (2025)
Deeds & Mortgages	Oct 2023 Second Mortgage Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`42292-15-010`

Property Details

APN / Parcel Number

Primary APN	`42292-15-010`
Alternative APN	`R4229215010`

Interior

Bedrooms	4 Beds
Full Baths	3.75 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,787 sqft Living Area
Gross Area	4,179 sqft
1st Floor Area	959 sqft
Upper Floors Area	1,328 sqft
Basement Area	959 sqft
Elevator	Elevator

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Multi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,036 sqft (0.185 acres)
View / Lot	Rural
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Slab
Porch Area	33 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R4229215010
Street Address	12876 STONE VALLEY DR
City	PEYTON
State	CO
Zip	80831-8509
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 10 STONEBRIDGE FILING NO 3 AT MERIDIAN RANCH
Legal Subdivision	STONEBRIDGE FIL NO 3 AT MERIDIAN RANCH
Legal Lot Number	10
Jurisdiction	EL PASO CO
Township / Civil Division	BLACK FOREST-PEYTON
Census Block Group	1
Census Block	1000
Census Tract	3912

Owner

12876 Stone Valley Dr is owned and occupied by two individuals who bought it in August 2021.

Source: El Paso County records, as of June 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	12876 STONE VALLEY DR, PEYTON, CO 80831-8509
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Aug 31, 2021	Special Warranty Deed, Transfer · Conventional Mortgage INSPIRE HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2021 · Amount on File
Deed Sale	Aug 31, 2021 · Amount on File
Deed Document Number	2021164883
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL PASO CO
Property Address	12876 STONE VALLEY DR, PEYTON, CO 80831-8509
Transaction Type	Mortgage
Record Updated	Oct 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000085457
Date	Oct 10, 2023
Instrument	223085457

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	239 Months
Due	Sep 1, 2043

August 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	EL PASO CO
Recording Date	Aug 31, 2021
Property Address	12876 STONE VALLEY DR, PEYTON, CO 80831-8509
Document Number	0000164883
Instrument Date	Aug 31, 2021
Instrument	221164883
Transaction Type	Transfer
Record Updated	Mar 16, 2023
Title Company	PARKWAY TITLE INC, PARKWAY TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$43.84
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8390 E CRESCENT PKWY STE 650, 650, GREENWOOD VILLAGE, CO 80111-2940

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12876 STONE VALLEY DR, PEYTON, CO 80831-8509

Mortgage

Document Number	0000164884
Date	Aug 31, 2021
Instrument	221164884

Lender

Name	INSPIRE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 12876 Stone Valley Dr was $3,224, down 5.3% from the year before.

Source: El Paso County assessment roll, as of June 1, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	El Paso County
Unified School District	School District 49 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$33,330 (-)	$472,791 (-)
2025	$3,224.00 (-5.26%)	$33,330 (-9.85%) Land $10,080 Building $23,250	$472,791 Land $143,000 Building $329,791
2024	$3,403.00 (+3.84%)	$36,970 (-) Land $7,200 Building $29,770
2023	$3,277.00 (+20.66%)	$36,970 (+37.33%) Land $7,200 Building $29,770	$551,813 (+42.5%) Land $107,500 Building $444,313
2022	$2,716.00	$26,920 Land $5,910 Building $21,010	$387,250 Land $85,000 Building $302,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12876 Stone Valley Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12876 Stone Valley Dr is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 53% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDIAN SERVICE MD serves 12,760 people · EPA ID CO0121455
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Kellin Communications Fixed Wireless	1,000 / 220
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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