12876 River Rd, Guerneville, CA 95446 Property Records

Sonoma County property record for 12876 River Rd, Guerneville, CA 95446

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,088 sqft · built 1900
Lot Size1.9 acres (82,764 sqft)
Owner2 Individual Names on Record
Last Sale$290,000 (Oct 2010)
Tax Bill$5,289 (2025)
Deeds & MortgagesAug 2022 Second Mortgage
Flood ZoneZone A (high risk)
APN070-360-019-000

Property Details

APN / Parcel Number

Primary APN070-360-019-000
Alternative APN
  • 070-360-019

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms2 Rooms
Stories2 Stories
Building Area1,088 sqft Living Area

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleCustom Design
Construction TypeWood
Lot Area82,764 sqft

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Old Parcel Number070-360-019
Street Address12876 RIVER RD
CityGUERNEVILLE
StateCA
Zip95446-9277
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRRD160
Legal DescriptionTWP 08N RGE 10W SEC 27 QTR NW4
Legal Block1
JurisdictionSONOMA CA
Township / Civil DivisionRUSSIAN RIVER-SONOMA COAST
Census Block Group1
Census Block1012
Census Tract153710

Owner

Source: Sonoma County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address12876 RIVER RD, GUERNEVILLE, CA 95446-9277
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 1, 2010 · Amount on Record
Deed SaleOct 1, 2010 · Amount on Record
Prior SaleOct 27, 1988 · Amount on Record
Deed Document Number201084618
Record UpdatedOct 29, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSONOMA CA
Property Address12876 RIVER RD, GUERNEVILLE, CA 95446-9277
Transaction TypeMortgage
Record UpdatedSep 15, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address12876 RIVER RD, GUERNEVILLE, CA 95446-9277

Mortgage

Document Number0000057749
DateAug 31, 2022
Instrument2022057749
Lender
NameREDWOOD CU
TypeCredit Union
AddressSANTA ROSA, CA 95403
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueSep 1, 2037

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySonoma County
Secondary School DistrictWest Sonoma County Union High School District (09 - 12)
Elementary School DistrictGuerneville Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$447,639 (+2%) Land $210,655 Building $236,984
2025$5,289.00 (+3.99%)$438,863 (+4.04%) Land $206,525 Building $232,338
2023$5,086.00 (+1.84%)$421,823 Land $198,506 Building $223,317
2022$4,994.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 20 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies20 in force
Nearby Flood Claims5 (1998–2019)
Claims Outside the SFHA1 of 5
Most Recent ClaimFeb 2019 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · lower than 63% of California
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Starlink
Satellite
280 / 30

Nearby Properties on River Rd

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