12875 Warm Creek Dr, De Witt, MI 48820 Property Records

Clinton County property record for 12875 Warm Creek Dr, De Witt, MI 48820

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,202 sqft · built 2012
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on File
Last Sale	$326,000 (Sep 2019)
Tax Bill	$2,765 (2025)
Deeds & Mortgages	Apr 2017 Line of Credit Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`150-210-000-201-00`

Property Details

APN / Parcel Number

Primary APN	`150-210-000-201-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,202 sqft Living Area
1st Floor Area	952 sqft
Basement Area	952 sqft
Finished Basement	1,000 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,375 sqft (0.33 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Deck Area	120 sqft
Patio Area	120 sqft
Balcony Area	298 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	12875 WARM CREEK DR
City	DEWITT
State	MI
Zip	48820-7864
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 201 OF PHASE 7, LAKESIDE PRESERVE SEC 12 T5N R3W (SPLIT FROM 012-400-015-52 IN 2006) 0.33 ACRE
Legal Range	03W
Legal Township	05N
Legal Section	12
Legal Subdivision	LAKESIDE PRESERVE #7
Legal Phase	7
Legal Lot Number	201
Jurisdiction	CLINTON MI
Township / Civil Division	WATERTOWN
Census Block Group	2
Census Block	2015
Census Tract	10300

Owner

12875 Warm Creek Dr is owned and occupied by an individual who bought it in September 2019.

Source: Clinton County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	12875 WARM CREEK DR, DEWITT, MI 48820-7864
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2017	Deed of Trust, Mortgage · Line of Credit INDEPENDENT BANK
Nov 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 13, 2019	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2019 · Amount on File
Deed Sale	Sep 13, 2019 · Amount on File
Prior Sale	Aug 27, 2013 · Amount on File
Deed Document Number	20195283595
Record Updated	Sep 20, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	12875 WARM CREEK DR, DEWITT, MI 48820-7864
Transaction Type	Mortgage
Record Updated	Feb 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005253298
Date	Apr 24, 2017
Instrument	5253298

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	CARO, MI 48723

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	12875 WARM CREEK DR, DEWITT, MI 48820-7864
Transaction Type	Mortgage
Record Updated	Feb 27, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12875 WARM CREEK DR, DEWITT, MI 48820-7864

Mortgage

Document Number	0005318077
Date	Nov 15, 2021
Instrument	5318077

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2041

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	Sep 13, 2019
Property Address	12875 WARM CREEK DR, DEWITT, MI 48820-7864
Document Number	0005283595
Instrument Date	Sep 10, 2019
Instrument	5283595
Transaction Type	Transfer
Record Updated	Feb 27, 2023
Title Company	TITLE RESOURCE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,803.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12875 WARM CREEK DR, DEWITT, MI 48820-7864

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	517 LANDMARK CT, NASHVILLE, TN 37211-5431

Mortgage

Document Number	0005283596
Date	Sep 13, 2019
Instrument	5283596

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 12875 Warm Creek Dr was $2,765 with a homeowner's exemption, down 69.1% from the year before.

Source: Clinton County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Clinton County
County Subdivision	Watertown Charter Township
Unified School District	DeWitt Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$290,900 (+9.9%) Land $34,050 Building $256,850	$581,800 (+9.9%) Land $68,100 Building $513,700
2025	$2,765.00 (-69.08%) Homeowner's exemption	$264,700 Land $32,750 Building $231,950	$529,400 Land $65,500 Building $463,900
2024	$8,942.00 (+10.37%)
2023	$8,102.00 Homeowner's exemption	$226,500	$453,000
2022	$8,102.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12875 Warm Creek Dr in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective May 3, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	9 (2004–2018)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12875 Warm Creek Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Warm Creek Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures