12875 Stone Tower Loop, Fort Myers, FL 33913 Property Records

Lee County property record for 12875 Stone Tower Loop, Fort Myers, FL 33913

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,195 sqft · built 2007
Lot Size	0.16 acres (6,957 sqft)
Owner	Individual Name on File
Last Sale	$337,000 (May 2019)
Tax Bill	$5,734 (2025)
Deeds & Mortgages	Jan 2026 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-44-26-28-0000A.0290`

Property Details

APN / Parcel Number

Primary APN	`31-44-26-28-0000A.0290`
Alternative APNs	`263144280000A0290` `10498536`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,195 sqft Living Area
Gross Area	3,963 sqft
1st Floor Area	1,481 sqft
Upper Floors Area	1,473 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Colonial
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	6,957 sqft (0.16 acres)
View / Lot	Lake
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	549 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10498536
Street Address	12875 STONE TOWER LOOP
City	FORT MYERS
State	FL
Zip	33913-6770
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	STONEYBROOK AT GATEWAY UN 3 DESC IN PB 80 PGS 51-55 BLK A LOT 29
Legal Range	26E
Legal Township	44S
Legal Section	31
Legal Subdivision	STONEYBROOK
Legal Tract	28
Legal Block	A
Legal Lot Number	29
Legal Unit	3
Jurisdiction	LEE FL
Township / Civil Division	LEHIGH ACRES
Census Block Group	1
Census Block	1003
Census Tract	40136

Owner

12875 Stone Tower Loop is owned and occupied by an individual who bought it in May 2019.

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	12096 LEDGEWOOD CIR, FORT MYERS, FL 33913-7904
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMWEST FUNDING CORP
May 22, 2019	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2019 · Amount on File
Deed Sale	May 22, 2019 · Amount on File
Prior Sale	Jan 12, 2011 · Amount on File
Deed Document Number	2019117996
Prior Transfer Date	Jul 21, 2008
Prior Transfer Doc	0000252645
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	12875 STONE TOWER LOOP, FORT MYERS, FL 33913-6770
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7740 KNIGHTWING CIR, FORT MYERS, FL 33912-7332

Mortgage

Document Number	0000009633
Date	Jan 13, 2026
Instrument	2026000009633

Lender

Name	AMWEST FUNDING CORP
Type	Mortgage Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	May 22, 2019
Property Address	12875 STONE TOWER LOOP, FORT MYERS, FL 33913-6770
Document Number	0000117996
Map Reference	MB 80 PG 51-55
Instrument Date	May 14, 2019
Instrument	2019000117996
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	JEWEL STOEN TTL INS AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,359.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12875 STONE TOWER LOOP, 12875, FORT MYERS, FL 33913-6770

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12096 LEDGEWOOD CIR, FORT MYERS, FL 33913-7904

Mortgage

Document Number	0000117997
Date	May 22, 2019
Instrument	2019000117997

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 12875 Stone Tower Loop was $5,734 with a homeowner's exemption.

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$354,209 (+2.7%)	$387,770 (+12.43%) Land $66,086 Building $321,684
2025	$5,734.00 Homeowner's exemption	$344,897 Land $74,952 Building $269,945	$344,897 Land $74,952 Building $269,945
2023	$7,567.00 (+21.85%) Homeowner's exemption	$467,658 (+28.74%) Land $67,058 Building $400,600	$467,658 (+28.74%) Land $67,058 Building $400,600
2022	$6,210.00	$363,269 Land $68,172 Building $295,097	$363,269 Land $68,172 Building $295,097

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12875 Stone Tower Loop in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 68 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	68 in force
Nearby Flood Claims	2 (2018–2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12875 Stone Tower Loop is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GATEWAY SERVICES DISTRICT public/private · serves 14,553 people · EPA ID FL5364143
Water Source	Purchased surface water from LEE COUNTY UTILITIES
Last State Inspection	Nov 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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