12875 Sarle Rd, Freeland, MI 48623 Property Records

Saginaw County property record for 12875 Sarle Rd, Freeland, MI 48623

Property Summary

Property TypeSingle Family Home
Details5 bd · 6 ba · 5,372 sqft · built 2015
Lot Size35.4 acres (1,544,638 sqft)
OwnerCompany Name on Record
Tax Bill$20,248 (2025)
Deeds & MortgagesNov 2020 Second Mortgage
Nov 2020 Mortgage
Flood ZoneZone A (high risk)
APN29-13-3-18-2001-000

Property Details

APN / Parcel Number

Primary APN29-13-3-18-2001-000

Interior

Bedrooms5 Beds
Full Baths6 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area5,372 sqft Living Area
1st Floor Area5,372 sqft
Basement Area5,372 sqft
Unfinished Basement520 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area1,544,638 sqft (35.4 acres)
Garage Area2,091 sqft
Parking Spaces7 Parking Spaces
PorchCovered Porch
Porch Area108 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address12875 SARLE RD
CityFREELAND
StateMI
Zip48623-9505
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA1-AGRI
Legal DescriptionN 35.46 ACRES OF W 75.46 ACRES OF NW FRL 1/4 EXC E 250 F OF N 275 FT ALSO EXC COM AT A POINT ON W LINE OF SEC 18 1698 FT N OF
Legal Range03E
Legal Township13N
Legal Section18
JurisdictionSAGINAW MI
Township / Civil DivisionTITTABAWASSEE
Census Block Group1
Census Block1028
Census Tract10102

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address12875 SARLE RD, FREELAND, MI 48623-9505
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Nov 30, 2020Deed of Trust, Mortgage · Stand-Alone Second Mortgage
FRANKENMUTH CU
Nov 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
FRANKENMUTH CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 8, 2010
Deed SaleNov 8, 2010
Deed Document Number201030752
Deed Book / Page2599 / 1288
Last Transfer DateOct 21, 2024
Transfer Doc0000024122
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAGINAW MI
Property Address12875 SARLE RD, FREELAND, MI 48623-9505
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address12875 SARLE RD, FREELAND, MI 48623-9505

Mortgage

Document Number0000030143
DateNov 30, 2020
Instrument2020030143
Lender
NameFRANKENMUTH CU
TypeCredit Union
AddressFRANKENMUTH, MI 48734
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAGINAW MI
Property Address12875 SARLE RD, FREELAND, MI 48623-9505
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address12875 SARLE RD, FREELAND, MI 48623-9505

Mortgage

Document Number0000030142
DateNov 30, 2020
Instrument2020030142
Lender
NameFRANKENMUTH CU
TypeCredit Union
AddressFRANKENMUTH, MI 48734
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
County SubdivisionTittabawassee Township
Unified School DistrictFreeland Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$781,200 (+28.25%)$1,562,400 (+28.25%)
2025$20,248.00 (+26.19%) Homeowner's exemption
2023$609,100$1,218,200
2022$16,046.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies9 in force
Nearby Flood Claims3 (2017–2020)
Claims Outside the SFHA1 of 3
Most Recent ClaimMay 2020 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, May 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LakeNet
Fiber
1,000 / 500
Verizon
Fixed Wireless
300 / 20

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