12875 Monroe St, Crown Point, IN 46307 Property Records

Lake County property record for 12875 Monroe St, Crown Point, IN 46307

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 2,831 sqft · built 1980
Lot Size	0.871 acres (37,984 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,016 (2024)
Deeds & Mortgages	Oct 2022 Line of Credit Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`003-03-07-0296-0002`

Property Details

APN / Parcel Number

Primary APN	`003-03-07-0296-0002`
Alternative APNs	`45-16-21-255-005.000-041` `030702960002`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,831 sqft Living Area
Basement Area	2,831 sqft
Finished Basement	1,415 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	37,984 sqft (0.871 acres)
Garage Type	Attached
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Patio Area	310 sqft
Shed	1 Shed
Shed Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	003-03-07-0296-0002
Old Parcel Number	030702960002
Street Address	12875 MONROE ST
City	CROWN POINT
State	IN
Zip	46307-9220
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTHWOOD LOT 2
Legal Subdivision	NORTHWOOD
Legal Lot Number	2
Jurisdiction	LAKE IN
Township / Civil Division	CENTER
Census Block Group	1
Census Block	1007
Census Tract	43204

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12875 MONROE ST, CROWN POINT, IN 46307-9220
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Oct 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Sep 23, 2019	Deed of Trust, Mortgage LOANFLIGHT LNDG LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2004
Deed Sale	Oct 18, 2004
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	12875 MONROE ST, CROWN POINT, IN 46307-9220
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12875 MONROE ST, CROWN POINT, IN 46307-9220

Mortgage

Document Number	0000041947
Date	Oct 14, 2022
Instrument	2022-541947

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Sep 26, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	12875 MONROE ST, CROWN POINT, IN 46307-9220
Transaction Type	Mortgage
Record Updated	Oct 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033612
Date	Oct 19, 2021
Instrument	2021-533612

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jul 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	12875 MONROE ST, CROWN POINT, IN 46307-9220
Document Number	0000068853
Instrument Date	Sep 23, 2019
Transaction Type	Mortgage
Record Updated	Oct 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12875 MONROE ST CROWN POINT IN 463079220, CROWN POINT, IN 46307-9220

Mortgage

Document Number	0000068853
Date	Oct 8, 2019
Instrument	68853

Lender

Name	LOANFLIGHT LNDG LLC
Address	TAMPA, FL 33607

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 7, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Center Township
Unified School District	Crown Point Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$478,400 (+17.03%) Land $62,400 Building $416,000	$478,400 (+17.03%) Land $62,400 Building $416,000
2024	$4,016.00 (-3.09%)
2023		$408,800 (+4.98%) Land $62,400 Building $346,400	$408,800 (+4.98%) Land $62,400 Building $346,400
2022	$4,144.00	$389,400 Land $62,400 Building $327,000	$389,400 Land $62,400 Building $327,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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