San Joaquin County property record for 12875 Cometa Rd, Oakdale, CA 95361
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,880 sqft · built 2001 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $5,521 (2026) |
| Deeds & Mortgages | Sep 2026 Mortgage Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 207-260-430-000 |
| Primary APN | 207-260-430-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,880 sqft Living Area |
| 1st Floor Area | 1,880 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 87,120 sqft (2 acres) |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 207-260-43 |
|---|---|
| Street Address | 12875 COMETA RD |
| City | OAKDALE |
| State | CA |
| Zip | 95361-7505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AL10 |
| Legal Description | REDRAWN FEB-28-2003 FROM ORIGINAL APN 207-250-13 |
| Legal Subdivision | TOWNSITE MOORLAND FARM |
| Legal Block | 3 |
| Legal Lot Number | 77 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | ESCALON |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 4905 |
12875 Cometa Rd is owner-occupied and held in a trust since August 2015.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 12875 COMETA RD, OAKDALE, CA 95361-7505 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 3, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC |
| Sep 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Oct 16, 2020 | Correction Deed FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 12, 2015 |
| Transfer Doc | 0000098977 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Sep 3, 2026 |
| Property Address | 12875 COMETA RD, OAKDALE, CA 95361-7505 |
| Document Number | 0000080453 |
| Instrument Date | Aug 26, 2026 |
| Instrument | 202680453 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust, 165 |
| Address | 12875 COMETA RD, OAKDALE, CA 95361-7505 |
| Document Number | 0000080453, |
|---|---|
| Date | Sep 3, 2026 |
| Instrument | 202680453 |
| Name | SPRING EQ LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 12875 COMETA RD, OAKDALE, CA 95361-7505 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 12875 COMETA RD, OAKDALE, CA 95361-7505 |
| Document Number | 0000124109 |
|---|---|
| Date | Sep 22, 2020 |
| Instrument | 2020-124109 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Oct 16, 2020 |
| Property Address | 12875 COMETA RD, OAKDALE, CA 95361-7505 |
| Document Number | 0000138371 |
| Instrument Date | Oct 1, 2020 |
| Instrument | 138371 |
| Record Updated | Nov 2, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12875 COMETA RD OAKDALE CA 953617505, OAKDALE, CA 95361-7505 |
The 2026 property tax bill for 12875 Cometa Rd was $5,521, up 1.2% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Elementary School District | Valley Home Joint Elementary School District (KG - 08) |
| Secondary School District | Oakdale Joint Unified School District (9-12) (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,521.00 (+1.21%) | ||
| 2025 | $5,455.00 | $467,010 Land $127,317 Building $339,693 | |
| 2023 | $5,081.00 (+1.78%) Homeowner's exemption | $448,877 Land $122,374 Building $326,503 | $813,510 |
| 2022 | $4,992.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12875 Cometa Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 12875 Cometa Rd is high, ranking above 80% of the US, with a 0.6% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 80% of the US · above 57% of California |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| ezWave Fixed Wireless | 1,000 / 200 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
| Verizon Fixed Wireless | 25 / 6 |
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