12875 Cherokee Trail Dr, Elbert, CO 80106 Property Records

El Paso County property record for 12875 Cherokee Trail Dr, Elbert, CO 80106

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,853 sqft · built 1986
Lot Size2.51 acres (109,336 sqft)
Owner2 Individual Names on File
Last Sale$176,000 (Feb 2005)
Tax Bill$2,104 (2025)
Deeds & MortgagesApr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN42080-06-005

Property Details

APN / Parcel Number

Primary APN42080-06-005
Alternative APNs
  • 641208006005
  • R4208006005

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths2 Half Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,853 sqft Living Area
Gross Area2,476 sqft
1st Floor Area927 sqft
Upper Floors Area926 sqft
Fireplaces1 Fireplace
FireplaceFireplace
ElevatorElevator

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleMulti-Level
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area109,336 sqft
View / LotRural
Garage TypeAttached
Garage Area506 sqft
Parking Spaces2 Parking Spaces
PorchCovered Slab
Porch Area117 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerSeptic
Water SourceWell

Location & Zoning

Account NumberR4208006005
Street Address12875 CHEROKEE TRAIL DR
CityELBERT
StateCO
Zip80106-9084
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR-2.5
Legal DescriptionLOT 73 THE TRAILS FIL NO 1
Legal SubdivisionTHE TRAILS FIL NO 1
Legal Lot Number73
JurisdictionEL PASO CO
Township / Civil DivisionBLACK FOREST-PEYTON
Census Block Group2
Census Block2010
Census Tract3914

Owner

12875 Cherokee Trail Dr is owned and occupied by two individuals who bought it in February 2005.

Source: El Paso County records, as of June 1, 2026

Owner of Record2 Individual Names on File
Mailing Address12875 CHEROKEE TRAIL DR, ELBERT, CO 80106-9084
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 28, 2005 · Amount on File
Deed SaleFeb 28, 2005 · Amount on File
Prior SaleOct 14, 1986
Deed Document Number200527511
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEL PASO CO
Property Address12875 CHEROKEE TRAIL DR, ELBERT, CO 80106-9084
Transaction TypeMortgage
Record UpdatedMar 17, 2023
Title CompanyHERITAGE TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address12875 CHEROKEE TRAIL DR, ELBERT, CO 80106-9084

Mortgage

Document Number0000067955
DateApr 6, 2021
Instrument221067955
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 12875 Cherokee Trail Dr was $2,104.

Source: El Paso County assessment roll, as of June 1, 2026

Property Jurisdictions

TypeName
StateColorado
CountyEl Paso County
Unified School DistrictSchool District 49 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$37,920 (-)$537,857 (-)
2025$2,104.00$37,920 (+1.09%) Land $11,560 Building $26,360$537,857 Land $163,950 Building $373,907
2024$37,510 (-) Land $8,680 Building $28,830
2023$1,809.00 (+93.48%)$37,510 (+83.69%) Land $8,680 Building $28,830$559,842 (+90.51%) Land $129,500 Building $430,342
2022$935.00$20,420 Land $6,760 Building $13,660$293,862 Land $97,300 Building $196,562

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12875 Cherokee Trail Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2023)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12875 Cherokee Trail Dr is high, ranking above 71% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 71% of the US · above 66% of Colorado
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
StratusIQ
Fiber
10,000 / 10,000
Conexon Connect
Fiber
2,000 / 2,000
Kellin Communications
Fixed Wireless
1,000 / 220
Verizon
Fixed Wireless
300 / 20

May also be available: Rise Broadband.

Nearby Properties on Cherokee Trail Dr

Nearby Streets

Search Property Records by Address or Parcel Number