12873 We Oler Rd, Hagerstown, IN 47346 Property Records

Wayne County property record for 12873 We Oler Rd, Hagerstown, IN 47346

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 3,836 sqft · built 1998
Lot Size	16 acres (699,138 sqft)
Owner	Individual Name on File
Last Sale	$172,200 (Sep 2008)
Tax Bill	$3,657 (2025)
Deeds & Mortgages	Aug 2026 Transfer Jan 2012 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`011-00461-05`

Property Details

APN / Parcel Number

Primary APN	`011-00461-05`
Alternative APNs	`89-06-07-000-102.005-020` `170700010205011`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,836 sqft Living Area
1st Floor Area	3,836 sqft
Family Room	Family Room
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Metal
Lot Area	699,138 sqft (16 acres)
Terrain	Rolling
Lean-To	1,064 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	170700010205011
Street Address	12873 WE OLER RD
City	HAGERSTOWN
State	IN
Zip	47346-9716
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	ZO01
Legal Description	PT NW 7-17-13 13.73A & PT NE 7-17-13 2.32A
Legal Range	13
Legal Township	17
Legal Section	7
Jurisdiction	WAYNE IN
Township / Civil Division	JEFFERSON
Census Block Group	1
Census Block	1010
Census Tract	10400

Owner

12873 We Oler Rd, a rural home, is owned and occupied by an individual who bought it in September 2008.

Source: Wayne County records, as of September 2, 2026

Owner of Record	Individual Name on File
Mailing Address	12873 WE OLER RD, HAGERSTOWN, IN 47346-9716
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Jan 27, 2012	Deed of Trust, Mortgage · ARM FIFTH THIRD MORTGAGE CO
Mar 17, 2008	Limited Warranty Deed, Transfer · Conventional Mortgage COUNTRYWIDE BANK FSB
Sep 5, 2008	Limited Warranty Deed, Transfer · Conventional Mortgage COUNTRYWIDE BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2008 · Amount on File
Deed Sale	Sep 5, 2008 · Amount on File
Prior Sale	Oct 31, 2007
Deed Document Number	20088066
Prior Transfer Date	Jan 10, 2007
Prior Transfer Doc	2007011033
Record Updated	Oct 29, 2026

August 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	WAYNE IN
Recording Date	Aug 24, 2026
Property Address	12873 WE OLER RD, HAGERSTOWN, IN 47346-9716
Document Number	0000006298
Instrument Date	Aug 19, 2026
Instrument	20266298
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12873 WE OLER RD, HAGERSTOWN, IN 47346-9716

January 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	12873 WE OLER RD, HAGERSTOWN, IN 47346-9716
Transaction Type	Mortgage
Record Updated	Mar 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2012000599
Date	Jan 27, 2012
Instrument	2012000599

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company
Address	CINCINNATI, OH 45227

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2042

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Feb 1, 2019
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.37%
Index	1-Year LIBOR
Max Rate	8.37%

March 2008: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	WAYNE IN
Recording Date	Mar 17, 2008
Property Address	12873 WE OLER RD, HAGERSTOWN, IN 47346-9716
Document Number	2008002566
Instrument Date	Feb 6, 2008
Instrument	2008002566
Transaction Type	Transfer
Record Updated	Mar 10, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5697 E 300 N, GREENFIELD, IN 46140-8249

Mortgage

Document Number	2008002567
Date	Mar 17, 2008
Instrument	2008002567

Lender

Name	COUNTRYWIDE BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2038

September 2008: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	WAYNE IN
Recording Date	Sep 5, 2008
Property Address	12873 WE OLER RD, HAGERSTOWN, IN 47346-9716
Document Number	2008008066
Instrument Date	Feb 6, 2008
Instrument	2008008066
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5697 E 300 N, GREENFIELD, IN 46140-8249

Mortgage

Document Number	2008008067
Date	Sep 5, 2008
Instrument	2008008067

Lender

Name	COUNTRYWIDE BANK FSB
Type	Bank
Address	ALEXANDRIA, VA 22314

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	355 Months
Due	Apr 1, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 12873 We Oler Rd was $3,657, up 1.2% from the year before.

Source: Wayne County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wayne County
County Subdivision	Jefferson Township
Unified School District	Nettle Creek School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,657.00 (+1.25%)	$343,300 Land $46,800 Building $296,500	$343,300 Land $46,800 Building $296,500
2024	$3,612.00
2023		$294,800 (-5.12%) Land $35,700 Building $259,100	$294,800 (-5.12%) Land $35,700 Building $259,100
2022	$4,431.00 Homeowner's exemption	$310,700 Land $31,100 Building $279,600	$310,700 Land $31,100 Building $279,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12873 We Oler Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective April 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12873 We Oler Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
NLBC Fixed Wireless	25 / 10
Verizon Fixed Wireless	25 / 6
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T, BridgeMAXX Suncoast Broadband, Frontier, Spectrum.

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