12872 Gable Rd, Milaca, MN 56353 Property Records

Mille Lacs County property record for 12872 Gable Rd, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	1,408 sqft · built 2007
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Sep 2014)
Tax Bill	$6,550 (2026)
Deeds & Mortgages	Sep 2018 Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-006-0600`

Property Details

APN / Parcel Number

Primary APN	`01-006-0600`

Interior

Building Area	1,408 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	217,800 sqft (5 acres)
Garage Type	Mixed
Garage Area	2,626 sqft
Parking Spaces	9 Parking Spaces

Exterior Amenities

Porch	Slab
Shed	1 Shed
Shed Area	112 sqft
Cabin	576 sqft

Location & Zoning

Street Address	12872 GABLE RD
City	MILACA
State	MN
Zip	56353-4025
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 473.48 FT OF N 1363.48 FT OF W 460 FT OF GOV LOT 4 (W 1/2 OF NW) 6 37 26 5.00
Legal Range	26
Legal Township	37
Legal Section	06
Legal Lot Number	4
Jurisdiction	MILLE LACS MN
Township / Civil Division	BOGUS BROOK
Census Block Group	2
Census Block	2062
Census Tract	170500

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12872 GABLE RD, MILACA, MN 56353-4025
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK WATKINS
Aug 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2014 · Amount on Record
Deed Sale	Sep 4, 2014 · Amount on Record
Deed Document Number	2014386401
Prior Transfer Date	Aug 28, 2014
Prior Transfer Doc	000A386401
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	12872 GABLE RD, MILACA, MN 56353-4025
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A408342
Date	Sep 28, 2018
Instrument	A408342

Lender

Name	FARMERS STATE BANK WATKINS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 26, 2023

Interest

Rate Type	Fixed Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	12872 GABLE RD, MILACA, MN 56353-4025
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A418860
Date	Aug 25, 2020
Instrument	A418860

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2040

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Bogus Brook Township
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,550.00 (-5.29%)	$622,300 (+6%) Land $117,600 Building $504,700	$622,300 (+6%) Land $117,600 Building $504,700
2025	$6,916.00 (+4.09%) Homeowner's exemption	$587,100 (-4.41%) Land $103,600 Building $483,500	$587,100 (-4.41%) Land $103,600 Building $483,500
2023	$6,644.00	$614,200 Land $63,100 Building $551,100	$614,200 Land $63,100 Building $551,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Jun 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 69% of Minnesota
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Benton Cooperative Telephone Company.

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