Cuyahoga County property record for 12870 W Sprague Rd, Parma, OH 44130
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,148 sqft · built 1957 |
| Lot Size | 0.376 acres (16,416 sqft) |
| Owner | Individual Name on File |
| Last Sale | $154,500 (Mar 2019) |
| Tax Bill | $3,410 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 457-16-008 |
| Primary APN | 457-16-008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,148 sqft Living Area |
| 1st Floor Area | 1,148 sqft |
| Basement Area | 1,148 sqft |
| Finished Basement | 574 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 16,416 sqft (0.376 acres) |
| Lot Dimensions | 228 ft deep x 67.6 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 200 sqft |
| Shed | 1 Shed |
| Shed Area | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 12870 W SPRAGUE RD |
|---|---|
| City | PARMA |
| State | OH |
| Zip | 44130-7743 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF-A |
| Legal Description | ELY 38 EP 1543.59FT WP |
| Legal Subdivision | SPRAGUE ROAD SUB/W A & T W LIS |
| Legal Lot Number | 38 |
| Jurisdiction | CUYAHOGA OH |
| Township / Civil Division | PARMA |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 177605 |
Source: Cuyahoga County records, as of March 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12870 W SPRAGUE RD, PARMA, OH 44130-7743 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 24, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jul 24, 2020 | Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MTG |
| Mar 14, 2019 | Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 14, 2019 · Amount on File |
| Deed Sale | Mar 14, 2019 · Amount on File |
| Prior Sale | Aug 22, 2013 · Amount on File |
| Deed Document Number | 0003140625 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Property Address | 12870 W SPRAGUE RD, PARMA, OH 44130-7743 |
| Transaction Type | Mortgage |
| Record Updated | Apr 4, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000000022 |
|---|---|
| Date | Feb 24, 2022 |
| Instrument | 202202240022 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Property Address | 12870 W SPRAGUE RD, PARMA, OH 44130-7743 |
| Document Number | 0010220047 |
| Instrument Date | Jul 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2020 |
| Title Company | FIRST SOURCE TITLE AGENCY INC, FIRST SOURCE TITLE AGCY INC |
| Name | Verified Name |
|---|---|
| Address | 12870 W SPRAGUE RD PARMA OH 441307743, PARMA, OH 44130-7743 |
| Document Number | 0010220047 |
|---|---|
| Date | Oct 22, 2020 |
| Instrument | 10220047 |
| Name | CROSSCOUNTRY MTG |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 21, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Recording Date | Mar 14, 2019 |
| Property Address | 12870 W SPRAGUE RD, PARMA, OH 44130-7743 |
| Document Number | 0003140625 |
| Instrument Date | Mar 8, 2019 |
| Instrument | 3140625 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2019 |
| Title Company | NEWMAN TITLE, NEWMAN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $618.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12870 W SPRAGUE RD PARMA OH 441307743, PARMA, OH 44130-7743 |
| Document Number | 3140626 |
|---|---|
| Date | Mar 14, 2019 |
| Instrument | 3140626 |
| Name | CROSSCOUNTRY MTG |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 13, 2049 |
Source: Cuyahoga County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Cuyahoga County |
| Municipality | Parma City |
| Unified School District | Parma City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,410.00 (+7.54%) Homeowner's exemption | $57,900 (-) Land $13,270 Building $44,630 | |
| 2024 | $3,171.00 (-17.21%) Homeowner's exemption | $57,900 (+7.06%) Land $13,270 Building $44,630 | $165,400 (+7.06%) Land $37,900 Building $127,500 |
| 2023 | $3,830.00 (+1.03%) Homeowner's exemption | $54,080 (-) Land $10,080 Building $44,000 | |
| 2022 | $3,791.00 Homeowner's exemption | $54,080 Land $10,080 Building $44,000 | |
| 2021 | $154,500 Land $28,800 Building $125,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Spectrum Cable | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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