Levy County property record for 12870 Jernigan Ave, Cedar Key, FL 32625 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,955 sqft · built 1994 |
| Lot Size | 0.369 acres (16,117 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $6,405 (2024) |
| Flood Zone | Zone VE (high risk) |
| APN | 1715700000 |
| Primary APN | 1715700000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,955 sqft Heated Area |
| Gross Area | 4,311 sqft |
| 1st Floor Area | 1,580 sqft |
| Upper Floors Area | 375 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Exterior Material | Vinyl |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 16,117 sqft (0.369 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 5 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 372 sqft |
| Deck Area | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Other |
| Old Parcel Number | 3015131715700000 |
|---|---|
| Street Address | 12870 JERNIGAN AVE |
| City | CEDAR KEY |
| State | FL |
| Zip | 32625-4851 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 30-15-13 CEDAR KEY SHORES UNIT 6-B LOT 6 OR BOOK 591 PAGE 862 |
| Legal Range | 13E |
| Legal Township | 15S |
| Legal Section | 30 |
| Legal Subdivision | CEDAR KEY SHORES |
| Legal Lot Number | 6 |
| Legal Unit | 6-B |
| Jurisdiction | LEVY FL |
| Township / Civil Division | CEDAR KEY-YANKEETOWN |
| Census Block Group | 1 |
| Census Block | 1063 |
| Census Tract | 970400 |
Source: Levy County records · APN 1715700000
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 12870 JERNIGAN AVE, CEDAR KEY, FL 32625-4851 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
Source: Levy County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Levy County |
| Municipality | Cedar Key City |
| Unified School District | Levy County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $285,422 (-13.09%) | $498,251 (-22.5%) Land $260,000 Building $238,251 | |
| 2024 | $6,405.00 (-0.67%) | ||
| 2023 | $6,448.00 (+3.23%) Homeowner's exemption Widower's exemption | $328,408 (+3%) | $642,932 (+11.4%) Land $260,000 Building $382,932 |
| 2022 | $6,246.00 Homeowner's exemption Widower's exemption | $318,843 | $577,120 Land $260,000 Building $317,120 |
Source: FEMA National Flood Hazard Layer, Levy County (12075C), updated September 15, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120759704001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone VE coastal, wave action |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 17.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 186 individual NFIP policies nearby |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 378 units insured 192 under condo master policies |
| Nearby Flood Claims | 614 (1983–2024) |
| Claims Outside the SFHA | 1 of 614 |
| Most Recent Claim | Oct 2024, rainfall accumulation, Hurricane Milton |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 24 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Fiber by Central Florida | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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