12870 Ethridge Rd, Whitakers, NC 27891 Property Records

Nash County property record for 12870 Ethridge Rd, Whitakers, NC 27891

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,770 sqft · built 1995
Lot Size	2.7 acres (117,612 sqft)
Owner	Individual Name on Record
Last Sale	$195,000 (Apr 2023)
Tax Bill	$1,406 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Dec 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`388600-16-1691`

Property Details

APN / Parcel Number

Primary APN	`388600-16-1691`
Alternative APNs	`047140` `82522` `89774`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,770 sqft Heated Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2015
Architectural Style	Mobile/Manufactured
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	117,612 sqft (2.7 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	89774
Old Parcel Number	047140
Street Address	12870 ETHRIDGE RD
City	WHITAKERS
State	NC
Zip	27891-9153
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	A1
Legal Description	2 70 AC, NEVILLE SPLIT OUT OF 388600076501 AC 1H NEVILLE
Jurisdiction	NASH NC
Township / Civil Division	NORTH WHITAKERS
Census Block Group	1
Census Block	1014
Census Tract	10700

Owner

Source: Nash County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12870 ETHRIDGE RD, WHITAKERS, NC 27891-9153
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2023	Warranty Deed, Transfer · FHA Mortgage GENEVA FINANCIAL LLC
Dec 29, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2023 · Amount on Record
Deed Sale	Apr 25, 2023 · Amount on Record
Prior Sale	Dec 29, 2021
Deed Document Number	0003280492
Deed Book / Page	3280 / 492
Record Updated	Jun 7, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASH NC
Recording Date	Apr 25, 2023
Property Address	12870 ETHRIDGE RD, WHITAKERS, NC 27891-9153
Document Number	003280/492
Book / Page	3280 / 492
Map Reference	MB 23 PG 135
Instrument Date	Feb 15, 2023
Transaction Type	Transfer
Record Updated	May 12, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2955 LTHICA DR, SUMTER, SC 29154

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12870 ETHRIDGE RD, WHITAKERS, NC 27891-9153

Mortgage

Document Number	0032800495
Date	Apr 25, 2023
Instrument	3280-0495

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Mortgage

Document Number	003280/510
Date	Apr 25, 2023
Book Page	3280/510

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company
Address	CHANDLER, AZ 85225

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2033

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASH NC
Recording Date	Dec 29, 2021
Property Address	12870 ETHRIDGE RD, WHITAKERS, NC 27891-9153
Document Number	003186/691
Book / Page	3186 / 691
Instrument Date	Apr 13, 2021
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13064 ETHRIDGE RD, WHITAKERS, NC 27891-9116

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12870 ETHRIDGE RD, WHITAKERS, NC 27891-9153

Tax Assessment & Valuation

Source: Nash County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Nash County
Unified School District	Nash-Rocky Mount Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,406.00 (+89.49%)	$171,370 (+109.68%) Land $31,890 Building $139,480	$171,370 (+109.68%) Land $31,890 Building $139,480
2023	$742.00	$81,730	$81,730 Land $31,890 Building $49,840

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1999)
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Brightspeed DSL · Fixed Wireless in parts of the area	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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