12870 Dorwood Rd, Burt, MI 48417 Property Records

Saginaw County property record for 12870 Dorwood Rd, Burt, MI 48417

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,023 sqft · built 1970
Lot Size	0.613 acres (26,702 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Nov 2023)
Tax Bill	$2,289 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Jan 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-10-5-30-4114-000`

Property Details

APN / Parcel Number

Primary APN	`27-10-5-30-4114-000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,023 sqft Living Area
1st Floor Area	1,023 sqft
Basement Area	1,023 sqft
Unfinished Basement	1,023 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Lot Area	26,702 sqft (0.613 acres)
Lot Dimensions	267 ft deep x 100 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Patio Area	120 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	12870 DORWOOD RD
City	BURT
State	MI
Zip	48417-9436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 LOOMIS PARK SUBIVISION A PART OF THE E 1/2 OF SE 1/4 SEC 30 T10N R5E
Legal Range	05E
Legal Township	10N
Legal Section	30
Legal Subdivision	LOOMIS PARK SUB
Legal Lot Number	14
Legal Unit	14
Jurisdiction	SAGINAW MI
Township / Civil Division	TAYMOUTH
Census Block Group	2
Census Block	2039
Census Tract	13000

Owner

12870 Dorwood Rd is owned and occupied by two individuals who bought it in November 2023.

Source: Saginaw County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12870 DORWOOD RD, BURT, MI 48417-9436
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2023	Warranty Deed, Transfer · FHA Mortgage LAKE MICHIGAN CU
Jan 13, 2023	Warranty Deed, Transfer LIBERTY TITLE
Jun 28, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2023 · Amount on File
Deed Sale	Nov 13, 2023 · Amount on File
Prior Sale	Jan 13, 2023 · Amount on File
Deed Document Number	202324623
Prior Transfer Date	Jun 17, 2022
Prior Transfer Doc	0000018572
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Nov 13, 2023
Property Address	12870 DORWOOD RD, BURT, MI 48417-9436
Document Number	0000024623
Map Reference	LB 18 PG 49&50
Instrument Date	Nov 10, 2023
Instrument	2023024623
Transaction Type	Transfer
Record Updated	Dec 4, 2023
Title Company	CROSSROADS TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,312.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1882 W MANITOU DR, OWOSSO, MI 48867-8725

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12870 DORWOOD RD, BURT, MI 48417-9436

Mortgage

Document Number	0000024624
Date	Nov 13, 2023
Instrument	2023024624

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

Mortgage

Document Number	0000024897
Date	Nov 16, 2023
Instrument	2023024897

Lender

Name	MICHIGAN STATE HOUSING DEV AUTHORITY
Type	Government Agency
Address	LANSING, MI 48912

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Jan 13, 2023
Property Address	12870 DORWOOD RD, BURT, MI 48417-9436
Document Number	0000000895
Map Reference	LB 18 PG 49&50
Instrument Date	Jan 9, 2023
Instrument	2023000895
Transaction Type	Transfer
Record Updated	Jan 30, 2023
Title Company	LIBERTY TITLE

Transaction

Amount	Amount on Record
Tax	$600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5099 MONTICELLO DR, SWARTZ CREEK, MI 48473-8223

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1882 W MANITOU DR, OWOSSO, MI 48867-8725

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAGINAW MI
Recording Date	Jun 28, 2022
Property Address	12870 DORWOOD RD, BURT, MI 48417-9436
Document Number	0000018572
Map Reference	LB 128 PG 49&50
Instrument Date	Jun 17, 2022
Instrument	2022018572
Transaction Type	Transfer
Record Updated	Jul 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15473 STUART RD, 15473, CHESANING, MI 48616-9486

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15473 STUART RD, CHESANING, MI 48616-9486

Tax Assessment & Valuation

The 2025 property tax bill for 12870 Dorwood Rd was $2,289 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Taymouth Township
Unified School District	Birch Run Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$74,600	$149,200
2025	$2,289.00 Homeowner's exemption
2023		$59,800	$119,600
2022	$1,486.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12870 Dorwood Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (1985–1986)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 1986 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12870 Dorwood Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TAYMOUTH TOWNSHIP serves 2,033 people · EPA ID MI0006552
Water Source	Purchased surface water from CITY OF SAGINAW
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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