1287 Wallace St, Lancaster, SC 29720 Property Records

Lancaster County property record for 1287 Wallace St, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,500 sqft · built 1960
Lot Size	0.49 acres (21,364 sqft)
Owner	2 Individual Names on Record
Last Sale	$110,500 (Feb 2020)
Tax Bill	$698 (2025)
Deeds & Mortgages	Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0082K-0F-022.00`

Property Details

APN / Parcel Number

Primary APN	`0082K-0F-022.00`
Alternative APN	`15104`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,500 sqft Living Area
Gross Area	1,662 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1990
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,364 sqft (0.49 acres)
Lot Width	87 ft Width
Porch	Porch
Porch Area	54 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	15104
Street Address	1287 WALLACE ST
City	LANCASTER
State	SC
Zip	29720-3231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	72X237X122X275 M
Legal Subdivision	WARREN B TURKETT
Legal Block	19-21
Legal Lot Number	19-21
Jurisdiction	LANCASTER SC
Township / Civil Division	LANCASTER
Census Block Group	4
Census Block	4021
Census Tract	10500

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	800 PENDLETON ST, GREENVILLE, SC 29601-3231
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2020 · Amount on Record
Deed Sale	Feb 14, 2020 · Amount on Record
Deed Document Number	20202554
Deed Book / Page	1307 / 282
Record Updated	Oct 29, 2026

February 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER SC
Recording Date	Feb 14, 2020
Property Address	1287 WALLACE ST, LANCASTER, SC 29720-3231
Document Number	0000002554
Book / Page	1307 / 282
Map Reference	MB 3 PG 245
Instrument Date	Feb 14, 2020
Instrument	2020002554
Transaction Type	Transfer
Record Updated	Mar 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$408.85
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1287 WALLACE ST, LANCASTER, SC 29720-3231

Mortgage

Document Number	0000002555
Date	Feb 14, 2020
Instrument	2020002555

Lender

Name	FOUNDERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 5, 2050

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Mar 5, 2027
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	10-Year TN
Max Rate	11.7%

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$698.00 (+9.4%)	$4,779 (+14.99%) Land $229 Building $4,550	$162,700 (+56.59%) Land $7,800 Building $154,900
2024	$638.00 (+0.47%)
2023	$635.00	$4,156 Land $312 Building $3,844	$103,900 Land $7,800 Building $96,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LANCASTER serves 14,074 people · EPA ID SC2910001
Water Source	Purchased surface water from LANCASTER COUNTY W&SD
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable	1,000 / 100
Verizon Fixed Wireless	300 / 20