1287 Standish Cir, Lincoln, CA 95648 Property Records

Placer County property record for 1287 Standish Cir, Lincoln, CA 95648

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,072 sqft · built 2006
Lot Size	0.148 acres (6,436 sqft)
Owner	2 Individual Names on Record
Last Sale	$495,500 (Feb 2007)
Tax Bill	$12,059 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Feb 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`327-330-018-000`

Property Details

APN / Parcel Number

Primary APN	`327-330-018-000`
Alternative APN	`327-330-018`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	3,072 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Bungalow
Construction Type	Frame
Lot Area	6,436 sqft (0.148 acres)
Garage Area	610 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	327-330-018
Street Address	1287 STANDISH CIR
City	LINCOLN
State	CA
Zip	95648-3237
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 37 LINCOLN CROSSING VLG 10B MOR AA-52
Legal Subdivision	LINCOLN CROSSING VLG 10B
Legal Lot Number	37
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	2
Census Block	2031
Census Tract	23200

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1287 STANDISH CIR, LINCOLN, CA 95648-3237
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2022	Deed of Trust, Mortgage · Line of Credit PATELCO CU
Feb 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 20, 2019	Deed of Trust, Mortgage · Commercial Mortgage TCF NATIONAL BANK
Jan 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2007 · Amount on Record
Deed Sale	Feb 22, 2007 · Amount on Record
Deed Document Number	200718498
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	1287 STANDISH CIR, LINCOLN, CA 95648-3237
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1287 STANDISH CIR, LINCOLN, CA 95648-3237
Investor	Possibly a Property Investor

Mortgage

Document Number	0000057973
Date	Jul 18, 2022
Instrument	2022-0057973

Lender

Name	PATELCO CU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jul 31, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	17%

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	1287 STANDISH CIR, LINCOLN, CA 95648-3237
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008319
Date	Feb 13, 2019
Instrument	2019-0008319

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	1287 STANDISH CIR, LINCOLN, CA 95648-3237
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017070
Date	Mar 20, 2019
Instrument	2019-0017070

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 23, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	1287 STANDISH CIR, LINCOLN, CA 95648-3237
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1287 STANDISH CIR, LINCOLN, CA 95648-3237

Mortgage

Document Number	0000000374
Date	Jan 4, 2021
Instrument	2021-0000374

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Lincoln City
Unified School District	Western Placer Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$677,059 (+2%) Land $204,980 Building $472,079
2025	$12,059.00 (+2.93%)	$663,784 (+4.04%) Land $200,961 Building $462,823
2023	$11,716.00 (+1.85%)	$638,010 Land $193,158 Building $444,852
2022	$11,503.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLN serves 56,268 people · EPA ID CA3110004
Water Source	Purchased surface water from PLACER CWA - FOOTHILL
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Succeed.Net Fiber	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Zeta Broadband Fixed Wireless	400 / 50
Corridor Wireless Fixed Wireless	100 / 100
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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