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1287 Saundra Ave, Thermal, CA 92274 Property Records

Imperial County property record for 1287 Saundra Ave, Thermal, CA 92274 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,738 sqft · built 2006
Lot Size0.245 acres (10,675 sqft)
OwnerIndividual Name on File
Last Sale$335,000 (Jan 2024)
Tax Bill$5,670 (2025)
Deeds & MortgagesJan 2024 Sale & Mortgage
Mar 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN007-803-013-000

Property Details

APN / Parcel Number

Primary APN007-803-013-000
Alternative APNs
  • 0078031301
  • 00780313

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,738 sqft Living Area
1st Floor Area1,738 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Lot Area10,675 sqft (0.245 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Street Address1287 SAUNDRA AVE
CityTHERMAL
StateCA
Zip92274-8112
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 13 BLK 20 TRACT 750
Legal SubdivisionTRACT 750
Legal Tract750
Legal Block20
Legal Lot Number13
JurisdictionIMPERIAL CA
Township / Civil DivisionWEST IMPERIAL
Census Block Group2
Census Block2038
Census Tract12301

Owner

Source: Imperial County records · APN 007-803-013-000

Assessment roll updated August 18, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1287 SAUNDRA AVE, THERMAL, CA 92274-8112
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

DateDocument
Jan 29, 2024Grant Deed, Transfer · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Mar 23, 2021Deed of Trust, Mortgage
ACTION IMMIGRATION BONDS & INSURANCE SER
Dec 16, 2019Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Dec 16, 2019Loan Modification, Mortgage · FHA Mortgage
FREEDOM MTG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 29, 2024 · Amount on Record
Deed SaleJan 29, 2024 · Amount on Record
Prior SaleMar 07, 2016 · Amount on Record
Deed Document Number20241397
Prior Transfer DateJan 24, 2008
Prior Transfer Doc0000002865
Record UpdatedSep 20, 2026

January 2024: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionIMPERIAL CA
Recording DateJan 29, 2024
Property Address1287 SAUNDRA AVE, THERMAL, CA 92274-8112
Document Number0000001397
Map ReferenceMB 10 PG 51
Instrument DateJan 29, 2024
Instrument2024001397
Transaction TypeTransfer
Record UpdatedFeb 21, 2024
Title CompanyNOT AVAILABLE, SOCAL TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1287 SAUNDRA AVE, THERMAL, CA 92274-8112

Mortgage

Document Number0000001398
DateJan 29, 2024
Instrument2024001398
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2054

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIMPERIAL CA
Property Address1287 SAUNDRA AVE, THERMAL, CA 92274-8112
Transaction TypeMortgage
Record UpdatedApr 21, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006828
DateMar 23, 2021
Instrument2021006828
Lender
NameACTION IMMIGRATION BONDS & INSURANCE SER
TypeInsurance Company
AddressFORT LAUDERDALE, FL 33316
Agreement
AmountAmount Recorded

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIMPERIAL CA
Property Address1287 SAUNDRA AVE, THERMAL, CA 92274-8112
Document Number0000005390
Instrument DateDec 16, 2019
Transaction TypeMortgage
Record UpdatedApr 23, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1287 SAUNDRA AVE THERMAL CA 922748112, THERMAL, CA 92274-8112

Mortgage

Document Number0000005390
DateMar 20, 2020
Instrument5390
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 19, 2050

December 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionIMPERIAL CA
Property Address1287 SAUNDRA AVE, THERMAL, CA 92274-8112
Document Number0000005389
Instrument DateDec 16, 2019
Transaction TypeMortgage
Record UpdatedApr 23, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1287 SAUNDRA AVE THERMAL CA 922748112, THERMAL, CA 92274-8112

Mortgage

Document Number0000005389
DateMar 20, 2020
Instrument5389
Lender
NameFREEDOM MTG
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 19, 2050

Tax Assessment & Valuation

Source: Imperial County records · Assessment roll updated August 18, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyImperial County
Unified School DistrictCoachella Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2026$352,767 (+118.34%) Land $15,402 Building $337,365
2025$5,670.00 (-20.02%)
2023$7,089.00 (+2.66%)$161,566 Land $12,513 Building $149,053
2022$6,905.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Imperial County (06025C), updated October 18, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060250123012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 8 individual NFIP policies nearby
Nearby Flood Policies8 in force
4 of 8 on primary residences
Nearby Flood Claims5 (1982–2005)
Most Recent ClaimOct 2005, river or lake flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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