1287 Regal Ave, Schenectady, NY 12308 Property Records

Schenectady County and Schenectady City property record for 1287 Regal Ave, Schenectady, NY 12308

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,588 sqft · built 1955
Lot Size	0.181 acres (7,920 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (Nov 2022)
Tax Bill	$6,828 (2026)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 40.45-1-17`

Property Details

APN / Parcel Number

Primary APN	`421500 40.45-1-17`
Alternative APN	`150004004500010170000000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,588 sqft Living Area
1st Floor Area	1,588 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	7,920 sqft (0.181 acres)
Lot Dimensions	132 ft deep x 60 ft wide

Exterior Amenities

Porch	Slab
Porch Area	204 sqft
Patio Area	100 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1287 REGAL AVE
City	SCHENECTADY
State	NY
Zip	12308-1707
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	AND PT OF 66 1 BRICK & WOOD
Legal Subdivision	ESTATE OF JOHN MADER
Legal Block	1
Legal Lot Number	17.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	2
Census Block	2008
Census Tract	20101

Owner

1287 Regal Ave is owned and occupied by two individuals who bought it in November 2022.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1287 REGAL AVE, SCHENECTADY, NY 12308-1707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2022 · Amount on File
Deed Sale	Nov 30, 2022 · Amount on File
Prior Sale	Feb 1, 2022 · Amount on File
Deed Document Number	202262636
Deed Book / Page	2097 / 918
Record Updated	Oct 29, 2026

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Nov 30, 2022
Property Address	1287 REGAL AVE, SCHENECTADY, NY 12308-1707
Document Number	0000062636
Book / Page	2097 / 918
Instrument Date	Nov 8, 2022
Instrument	202262636
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	ELITE TITLE & ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$920.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	748 ALTAMONT VOORHEESVILLE RD, ALTAMONT, NY 12009-4906

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	906 EMMETT ST, SCHENECTADY, NY 12307-1637

Mortgage

Document Number	0000062637
Date	Nov 30, 2022
Instrument	202262637

Lender

Name	BROADVIEW FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Dec 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.3%
Index	Other
Max Rate	10.3%

Tax Assessment & Valuation

The 2026 property tax bill for 1287 Regal Ave was $6,828, up 1.9% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,828.00 (+1.86%)
2025	$6,703.00	$134,700 Land $20,200 Building $114,500	$223,050 Land $33,449 Building $189,601
2023		$134,700 (-) Land $20,200 Building $114,500	$170,506 (+3.8%) Land $25,570 Building $144,936
2022		$134,700 Land $20,200 Building $114,500	$164,268 Land $24,634 Building $139,634
2021	$6,221.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1287 Regal Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1287 Regal Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20