1287 Parkview Dr, Elgin, IL 60123 Property Records

Kane County property record for 1287 Parkview Dr, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,601 sqft · built 1964
Lot Size	0.633 acres (27,572 sqft)
Owner	2 Individual Names on Record
Last Sale	$168,000 (Sep 1994)
Tax Bill	$8,326 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-03-426-004`

Property Details

APN / Parcel Number

Primary APN	`06-03-426-004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,601 sqft Living Area
Gross Area	2,722 sqft
1st Floor Area	1,601 sqft
Basement Area	1,121 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Brick
Foundation Type	No Foundation
Lot Area	27,572 sqft (0.633 acres)
Lot Dimensions	226 ft deep x 122 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1287 PARKVIEW DR
City	ELGIN
State	IL
Zip	60123-1464
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CENTURY OAKS 4TH ADDN LOT 136
Legal Subdivision	CENTURY OAKS 4TH ADDN
Legal Block	1
Legal Lot Number	136
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1008
Census Tract	851000

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1287 PARKVIEW DR, ELGIN, IL 60123-1464
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 1994 · Amount on Record
Deed Sale	Sep 7, 1994 · Amount on Record
Deed Document Number	199469607
Deed Book / Page	946 / 152
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1287 PARKVIEW DR, ELGIN, IL 60123-1464
Transaction Type	Mortgage
Record Updated	May 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1287 PARKVIEW DR, ELGIN, IL 60123-1464

Mortgage

Document Number	0000013224
Date	Apr 27, 2023
Instrument	2023K013224

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.74%
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,326.00 (+14.38%) Homeowner's exemption Senior Citizen's exemption	$125,144 (+8.57%) Land $31,454 Building $93,690	$375,582 (+8.57%) Land $94,400 Building $281,182
2024		$115,266 (+21.39%) Land $28,971 Building $86,295	$345,936 (+21.44%) Land $86,948 Building $258,989
2022	$7,279.00 (-1.42%) Homeowner's exemption	$94,952 (+6.96%) Land $23,865 Building $71,087	$284,856 (+6.96%) Land $71,595 Building $213,261
2021	$7,384.00 Homeowner's exemption	$88,773 Land $22,312 Building $66,461	$266,319 Land $66,936 Building $199,383

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: T-Mobile.

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