1287 Old Mill Rd, Oriental, NC 28571 Property Records

Pamlico County property record for 1287 Old Mill Rd, Oriental, NC 28571

Property Summary

Property Type	Single Family Home
Lot Size	10 acres (437,778 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,000 (Aug 2021)
Tax Bill	$4,282 (2025)
Deeds & Mortgages	May 2022 Construction Loan Aug 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`G08-60-10`

Property Details

APN / Parcel Number

Primary APN	`G08-60-10`
Alternative APNs	`6467308474000` `17206`

Interior

Bedrooms	3 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,583 sqft Finished Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Lot Area	437,778 sqft (10 acres)
Garage Type	Attached
Garage Area	930 sqft
Parking Spaces	4 Parking Spaces
Porch	Patio
Porch Area	301 sqft
Deck Area	225 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	17206
Street Address	1287 OLD MILL RD
City	ORIENTAL
State	NC
Zip	28571-9731
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 DAWSON BLUFF OFF SR 1307 & DAWSONS CK 6467308474000
Legal Subdivision	PCA 82-4
Legal Lot Number	10
Jurisdiction	PAMLICO NC
Township / Civil Division	5
Census Block Group	1
Census Block	1000
Census Tract	950203

Owner

Source: Pamlico County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1287 OLD MILL RD, ORIENTAL, NC 28571-9731
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Her Husband

Deeds, Mortgages & Sale History

Date	Document
May 23, 2022	Deed of Trust, Mortgage · Construction Mortgage FIRST CITIZENS BANK & TRUST CO
Aug 6, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2021 · Amount on Record
Deed Sale	Aug 6, 2021 · Amount on Record
Prior Sale	Oct 26, 2012 · Amount on Record
Deed Book / Page	685 / 210
Prior Transfer Date	Jul 17, 2012
Prior Transfer Doc	000569/486
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAMLICO NC
Property Address	1287 OLD MILL RD, ORIENTAL, NC 28571-9731
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000699/784
Date	May 23, 2022
Book Page	699/784

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jun 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	8.75%
Index	Other
Margin	3
Max Rate	8.75%

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAMLICO NC
Recording Date	Aug 6, 2021
Property Address	1287 OLD MILL RD, ORIENTAL, NC 28571-9731
Document Number	000685/210
Book / Page	685 / 210
Map Reference	CAB A SL 91-4
Instrument Date	Jul 23, 2021
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount Recorded
Tax	$360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	50779 CANYON RIDGE DR, GRANGER, IN 46530-8762

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11815 CHAPEL RD, CLIFTON, VA 20124-1912

Tax Assessment & Valuation

Source: Pamlico County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pamlico County
Unified School District	Pamlico County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,282.00 (+369%)	$616,191 (+355.34%) Land $102,037 Building $514,154	$616,191 (+355.34%) Land $102,037 Building $514,154
2023	$913.00	$135,326 Land $102,037 Building $33,289	$135,326 Land $102,037 Building $33,289

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 60 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	60 in force
Nearby Flood Claims	29 (1999–2018)
Claims Outside the SFHA	1 of 29
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 21 claims Hurricane Irene, Aug 2011 · 5 claims Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 74% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAMLICO COUNTY WATER serves 19,665 people · EPA ID NC0469025
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	10 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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