Kane County property record for 1287 McDole Dr, Sugar Grove, IL 60554
| Property Type | Single Family Home |
|---|---|
| Details | 2,288 sqft · built 2005 |
| Lot Size | 0.255 acres (11,116 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $296,500 (Dec 2020) |
| Tax Bill | $9,561 (2025) |
| Deeds & Mortgages | Feb 2018 Line of Credit Apr 2017 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-02-380-004 |
| Primary APN | 14-02-380-004 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,288 sqft Living Area |
| Gross Area | 3,998 sqft |
| Basement Area | 1,070 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Lot Area | 11,116 sqft (0.255 acres) |
| Garage Type | Attached |
| Garage Area | 640 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|
| Street Address | 1287 MCDOLE DR |
|---|---|
| City | SUGAR GROVE |
| State | IL |
| Zip | 60554-5473 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WALNUT WOODS UNIT 2 LOT 197 |
| Legal Subdivision | WALNUT WOODS |
| Legal Block | 5 |
| Legal Lot Number | 197 |
| Legal Unit | 2 |
| Jurisdiction | KANE IL |
| Township / Civil Division | SUGAR GROVE |
| Census Block Group | 5 |
| Census Block | 5031 |
| Census Tract | 854504 |
1287 McDole Dr is owned and occupied by two individuals who bought it in December 2020.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1287 MCDOLE DR, SUGAR GROVE, IL 60554-5473 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 16, 2018 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Apr 3, 2017 | Deed of Trust, Mortgage · Conventional Mortgage TOWNSTONE FINANCIAL INC |
| Oct 10, 2017 | Deed of Trust, Mortgage · Conventional Mortgage TOWNSTONE FINANCIAL INC |
| Dec 29, 2020 | Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE |
| Jul 11, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 29, 2020 · Amount on File |
| Deed Sale | Dec 29, 2020 · Amount on File |
| Prior Sale | Jan 30, 2006 · Amount on File |
| Deed Document Number | 202081793 |
| Prior Transfer Date | Jul 11, 2017 |
| Prior Transfer Doc | 0000035592 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1287 MCDOLE DR, SUGAR GROVE, IL 60554-5473 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000007736 |
|---|---|
| Date | Feb 16, 2018 |
| Instrument | 2018K007736 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jan 24, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1287 MCDOLE DR, SUGAR GROVE, IL 60554-5473 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PRAIRIE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000016513 |
|---|---|
| Date | Apr 3, 2017 |
| Instrument | 2017K016513 |
| Name | TOWNSTONE FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | CHICAGO, IL 60607 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1287 MCDOLE DR, SUGAR GROVE, IL 60554-5473 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PRAIRIE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000053101 |
|---|---|
| Date | Oct 10, 2017 |
| Instrument | 2017K053101 |
| Name | TOWNSTONE FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | CHICAGO, IL 60607 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Nov 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Dec 29, 2020 |
| Property Address | 1287 MCDOLE DR, SUGAR GROVE, IL 60554-5473 |
| Document Number | 0000081793 |
| Map Reference | DOC 2004K029257 |
| Instrument Date | Nov 4, 2020 |
| Instrument | 2020K081793 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $296.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1287 MCDOLE DR, SUGAR GROVE, IL 60554-5473 |
| Document Number | 0000081794 |
|---|---|
| Date | Dec 29, 2020 |
| Instrument | 2020K081794 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.62% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 11, 2017 |
| Property Address | 1287 MCDOLE DR, SUGAR GROVE, IL 60554-5473 |
| Document Number | 0000035592 |
| Instrument Date | Jul 11, 2017 |
| Instrument | 35592 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1287 MCDOLE DR SUGAR GROVE IL 605545473, SUGAR GROVE, IL 60554-5473 |
The 2025 property tax bill for 1287 McDole Dr was $9,561 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Sugar Grove Township |
| Municipality | Sugar Grove Village |
| Unified School District | Kaneland Community Unit School District 302 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,561.00 Homeowner's exemption | $127,214 (+7.83%) Land $33,118 Building $94,096 | $381,795 (+7.83%) Land $99,394 Building $282,401 |
| 2024 | $117,976 Land $30,713 Building $87,263 | $354,070 Land $92,176 Building $261,894 | |
| 2022 | $8,694.00 (+3.81%) Homeowner's exemption | $98,226 (+5.08%) Land $25,571 Building $72,655 | $294,678 (+5.08%) Land $76,713 Building $217,965 |
| 2021 | $8,375.00 Homeowner's exemption | $93,478 Land $24,335 Building $69,143 | $280,434 Land $73,005 Building $207,429 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1287 McDole Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1287 McDole Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUGAR GROVE serves 11,243 people · EPA ID IL0890850 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2022 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Copper | 1.7 mg/L (2015–2017) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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