Carroll County property record for 1287 Lock Rd, Carrollton, KY 41008 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1953 |
| Square Footage | 10,997 sqft Living Area |
| Lot Size | 16,988 sqft (0.39 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $288,000 (2024) |
| Tax Bill | $2,953.00 (2025) |
| Primary APN | 19-24 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 10,997 sqft Living Area |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Roll Tar & Gravel Roof |
| Lot Area | 16,988 sqft (0.39 acres) |
| Garage Area | 11,046 sqft Garage |
| Total Buildings | 2 Total Buildings |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 120631 |
|---|---|
| Street Address | 1287 LOCK RD |
| City | CARROLLTON |
| State | KY |
| Zip | 41008-8001 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HOUSE & .39 ACRE |
| Jurisdiction | CARROLL KY |
| Minor Civil Division | CARROLLTON |
| Census Blockgroup | 3 |
| Census Block | 3000 |
| Census Tract | 950200 |
Source: Carroll County records · APN 19-24
Assessment roll updated November 11, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1287 LOCK RD, CARROLLTON, KY 41008-8001 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 30, 2024 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Jan 25, 2024 | Deed, Transfer · Commercial Mortgage WILSON & MUIR BANK & TRUST CO |
| May 24, 2022 |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 30, 2024 · Amount on Record |
| Deed Sale | Apr 30, 2024 · Amount on Record |
| Prior Sale | Jan 25, 2024 · Amount on Record |
| Deed Doc Number | 20242208790 |
| Deed Book / Page | 231 / 31 |
| Prior Transfer Date | May 24, 2022 |
| Prior Transfer Doc | 0002201341 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARROLL KY |
| Recording Date | Apr 30, 2024 |
| Property Address | 1287 LOCK RD, CARROLLTON, KY 41008-8001 |
| Document Number | 000D231/31 |
| Book / Page | D231 / 31 |
| Instrument Date | Apr 26, 2024 |
| Instrument | 2208790 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2024 |
| Title Company | EMERALD TITLE INC, EMERALD TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $288.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 336 DEER RUN RD, CARROLLTON, KY 41008-9097 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 1287 LOCK RD, CARROLLTON, KY 41008-8001 |
| Document Number | 0002208791 |
|---|---|
| Date | Apr 30, 2024 |
| Instrument | 2208791 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL KY |
| Recording Date | Jan 25, 2024 |
| Property Address | 1287 LOCK RD, CARROLLTON, KY 41008-8001 |
| Document Number | 000D230/84 |
| Book / Page | D230 / 84 |
| Instrument Date | Jan 25, 2024 |
| Instrument | 2207779 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $135.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7 SLUMBER LN, CARROLLTON, KY 41008-8072 |
| Name | Verified Name |
|---|---|
| Address | 486 DEER RUN RD, CARROLLTON, KY 41008-7905 |
| Document Number | 0002207780 |
|---|---|
| Date | Jan 25, 2024 |
| Instrument | 2207780 |
| Name | WILSON & MUIR BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jan 25, 2029 |
| Jurisdiction | CARROLL KY |
|---|---|
| Recording Date | May 24, 2022 |
| Property Address | 1287 LOCK RD, CARROLLTON, KY 41008-8001 |
| Document Number | 000D224/54 |
| Book / Page | D224 / 54 |
| Instrument Date | May 24, 2022 |
| Instrument | 2201339 |
| Record Updated | Mar 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 336 DEER RUN RD, CARROLLTON, KY 41008-9097 |
| Name | Verified Name |
|---|---|
| Address | 7609 NEWTON CT, LOUISVILLE, KY 40228-1763 |
Source: Carroll County records · Assessment roll updated November 11, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Carroll County |
| Unified School District | Carroll County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,953.00 (+90.03%) | $288,000 (+92%) Land $20,000 Building $268,000 | $288,000 (+92%) Land $20,000 Building $268,000 |
| 2023 | $1,554.00 | $150,000 Land $13,000 Building $137,000 | $150,000 Land $13,000 Building $137,000 |
1287 Lock Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Carroll County (21041C), updated March 21, 2023
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures