1287 Howard Dr, Chico, CA 95926 Property Records

Butte County property record for 1287 Howard Dr, Chico, CA 95926

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,503 sqft · built 1956
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$438,000 (Jun 2026)
Tax Bill	$5,214 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`015-390-072-000`

Property Details

APN / Parcel Number

Primary APN	`015-390-072-000`
Alternative APNs	`048192009000` `015-390-072`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,503 sqft Living Area
1st Floor Area	1,503 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	325 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	015-390-072
Street Address	1287 HOWARD DR
City	CHICO
State	CA
Zip	95926-7315
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 72 MANZANITA SUB UNIT 4
Legal Subdivision	MANZANITA 04
Legal Lot Number	72
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	1
Census Block	1003
Census Tract	102

Owner

Source: Butte County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1287 HOWARD DR, CHICO, CA 95926-7315
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Grant Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC
Sep 29, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage SUMMIT FUNDING INC
Jul 28, 2021	Grant Deed, Transfer · Commercial Mortgage SANDRA EMMONS ETUX
Feb 11, 2020	Grant Deed, Transfer · Conventional Mortgage COMMERCE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2026 · Amount on Record
Deed Sale	Jun 25, 2026 · Amount on Record
Prior Sale	Jul 28, 2021 · Amount on Record
Deed Document Number	202618151
Prior Transfer Date	Sep 22, 2021
Prior Transfer Doc	0000043561
Record Updated	Sep 20, 2026

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Jun 25, 2026
Property Address	1287 HOWARD DR, CHICO, CA 95926-7315
Document Number	0000018151
Instrument Date	Jun 17, 2026
Instrument	202618151
Transaction Type	Transfer
Record Updated	Jul 16, 2026
Title Company	RIO VALLEY TITLE, MID VALLEY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$48,661.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1287 HOWARD DR, CHICO, CA 95926-7315

Mortgage

Document Number	0000018152,
Date	Jun 25, 2026
Instrument	202618152

Lender

Name	CHANGE LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUTTE CA
Recording Date	Sep 29, 2021
Property Address	1287 HOWARD DR, CHICO, CA 95926-7315
Document Number	0000043561
Map Reference	MB 21 PG 1&2
Instrument Date	Sep 22, 2021
Instrument	2021-0043561
Transaction Type	Transfer
Record Updated	Oct 18, 2021
Title Company	MID VALLEY TITLE AND ESCROW COMPANY, MID VALLEY TITLE & ESCROW CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1287 HOWARD DR, CHICO, CA 95926-7315

Mortgage

Document Number	0000043562
Date	Sep 29, 2021
Instrument	2021-0043562

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Jul 28, 2021
Property Address	1287 HOWARD DR, CHICO, CA 95926-7315
Document Number	0000033696
Map Reference	MB 21 PG 1&2
Instrument Date	Jul 26, 2021
Instrument	2021-0033696
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	MID VALLEY TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1287 HOWARD DR, CHICO, CA 95926-7315

Mortgage

Document Number	0000033697
Date	Jul 28, 2021
Instrument	2021-0033697

Lender

Name	SANDRA EMMONS ETUX
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000033698
Date	Jul 28, 2021
Instrument	2021-0033698

Lender

Name	WILLIAM KNOWLES
Type	Private Party
Address	14 ARTHUR ST, PORTLAND, ME 04103

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Feb 11, 2020
Property Address	1287 HOWARD DR, CHICO, CA 95926-7315
Document Number	0000006537
Map Reference	MB 21 PG 1&2
Instrument Date	Jan 16, 2020
Instrument	2020-0006537
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	BIDWELL TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1287 HOWARD DR, CHICO, CA 95926-7315

Mortgage

Document Number	0000006538
Date	Feb 11, 2020
Instrument	2020-0006538

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Butte County assessment roll, as of July 21, 2025

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Chico City
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,214.00 (+6.63%)	$451,013 (+4.04%) Land $180,405 Building $270,608
2024	$4,890.00 (+1.2%)		$430,560
2023	$4,832.00 (+1.62%)	$433,500 Land $173,400 Building $260,100
2022	$4,755.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-WATER SERVICE CO.-CHICO private · serves 110,473 people · EPA ID CA0410002
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 576 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
DigitalPath Fixed Wireless	400 / 20

May also be available: AT&T, GeoLinks, T-Mobile, unWired Broadband, Verizon.

Nearby Properties on Howard Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures