1287 High St, Central Falls, RI 02863 Property Records

Central Falls City property record for 1287 High St, Central Falls, RI 02863

Property Summary

Property Type	Multi-Family Dwellings
Details	5 bd · 2 ba · 1,416 sqft · built 1920
Lot Size	0.093 acres (4,051 sqft)
Owner	Individual Name on File
Last Sale	$540,000 (Dec 2024)
Tax Bill	$4,246 (2025)
Deeds & Mortgages	Feb 2023 Sale Jan 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4-3025-01`

Property Details

APN / Parcel Number

Primary APN	`4-3025-01`
Alternative APN	`CENT M:02 P:144`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,416 sqft Living Area
Gross Area	2,508 sqft
1st Floor Area	768 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Multi-Family
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,051 sqft (0.093 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	4-3025-01
Street Address	1287 HIGH ST
City	CENTRAL FALLS
State	RI
Zip	02863-1105
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	R-1
Jurisdiction	CENTRAL FALLS RI
Township / Civil Division	CENTRAL FALLS
Census Block Group	1
Census Block	1012
Census Tract	10900

Owner

1287 High St, a residential property, is owned and occupied by an individual who bought it in December 2024.

Source: Central Falls City records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	1287 HIGH ST, CENTRAL FALLS, RI 02863-1105
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2023	Warranty Deed, Transfer
Jan 23, 2023	Warranty Deed, Transfer
Nov 21, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage RESIDENTIAL CAPITAL
Aug 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage NAVIGANT CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2024 · Amount on File
Deed Sale	Dec 2, 2024 · Amount on File
Prior Sale	Jan 23, 2023 · Amount on File
Deed Book / Page	1084 / 91
Prior Transfer Date	Feb 3, 2023
Prior Transfer Doc	001047-199
Record Updated	Sep 20, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CENTRAL FALLS RI
Recording Date	Feb 3, 2023
Property Address	1287 HIGH ST, CENTRAL FALLS, RI 02863-1105
Document Number	001047-199
Book / Page	1047 / 199
Instrument Date	Feb 3, 2023
Instrument	159
Transaction Type	Transfer
Record Updated	Oct 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CENTRAL FALLS RI
Recording Date	Jan 23, 2023
Property Address	1287 HIGH ST, CENTRAL FALLS, RI 02863-1105
Document Number	001046-181
Book / Page	1046 / 181
Instrument Date	Jan 20, 2023
Instrument	74
Transaction Type	Transfer
Record Updated	Oct 23, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CENTRAL FALLS RI
Recording Date	Nov 21, 2022
Property Address	1287 HIGH ST, CENTRAL FALLS, RI 02863-1105
Document Number	001043-186
Book / Page	1043 / 186
Instrument Date	Nov 21, 2022
Instrument	1694
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	811 WARWICK AVE APT 6R, 6R, WARWICK, RI 02888-2600

Mortgage

Document Number	0000001692
Date	Nov 21, 2022
Instrument	1692

Lender

Name	RESIDENTIAL CAPITAL

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTRAL FALLS RI
Property Address	1287 HIGH ST, CENTRAL FALLS, RI 02863-1105
Document Number	939-210
Instrument Date	Aug 4, 2018
Transaction Type	Mortgage
Record Updated	Sep 4, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1287 HIGH ST CENTRAL FALLS RI 028631105, CENTRAL FALLS, RI 02863-1105

Mortgage

Document Number	939-210
Date	Aug 17, 2018
Book Page	000939/000210
Instrument	1147

Lender

Name	NAVIGANT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1287 High St was $4,246.

Source: Central Falls City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Central Falls City
Unified School District	Central Falls School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,246.00	$321,400 Land $101,000 Building $220,400
2023	$4,146.00 (+54.59%)	$223,500 (-) Land $75,700 Building $147,800
2022	$2,682.00	$223,500 Land $75,700 Building $147,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1287 High St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	20 (1979–2023)
Most Recent Claim	Dec 2023 · Severe Storm And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2010 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1287 High St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: Xfinity.

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