1287 el Rey Ave, El Cajon, CA 92021 Property Records

San Diego County property record for 1287 el Rey Ave, El Cajon, CA 92021

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 2,257 sqft · built 1949
Lot Size0.31 acres (13,500 sqft)
OwnerIndividual Name on Record
Last Sale$142,000 (Jan 1994)
Tax Bill$5,959 (2025)
Deeds & MortgagesFeb 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN484-043-06-00

Property Details

APN / Parcel Number

Primary APN484-043-06-00

Interior

Bedrooms5 Beds
Full Baths2 Baths
Building Area2,257 sqft Living Area

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Lot Area13,500 sqft (0.31 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1287 EL REY AVE
CityEL CAJON
StateCA
Zip92021-3321
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-6
Legal DescriptionLOT 44 TR 002404
Legal SubdivisionORANGE VISTA
Legal Tract002404
Legal Block1
Legal Lot Number44
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1008
Census Tract16502

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1287 EL REY AVE, EL CAJON, CA 92021-3321
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 31, 1994 · Amount on Record
Deed SaleJan 31, 1994 · Amount on Record
Prior SaleDec 3, 1986 · Amount on Record
Deed Document Number199471293
Last Transfer DateNov 26, 2013
Transfer Doc0000705186
Record UpdatedOct 29, 2026

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1287 EL REY AVE, EL CAJON, CA 92021-3321
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000090694
DateFeb 27, 2017
Instrument2017-0090694
Lender
NameMISSION FCU
TypeCredit Union
AddressSAN DIEGO, CA 92191
Agreement
TypeLine of Credit
AmountAmount Recorded
Term181 Months
DueFeb 29, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$407,534 (+2%) Land $116,111 Building $291,423
2025$5,959.00 (+8.11%) Homeowner's exemption$399,544 (+4.04%) Land $113,835 Building $285,709
2023$5,512.00 (-0.13%) Homeowner's exemption$384,030 Land $109,415 Building $274,615
2022$5,519.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1983)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 628 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: GeoLinks, T-Mobile, Wyyerd Connect.

Nearby Properties on el Rey Ave

Nearby Streets

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