Ada County property record for 1287 E Palermo St, Meridian, ID 83642
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,050 sqft · built 2006 |
| Lot Size | 0.165 acres (7,187 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $568,575 (Feb 2023) |
| Tax Bill | $1,397 (2025) |
| Deeds & Mortgages | Feb 2023 Mortgage Dec 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R7567220280 |
| Primary APN | R7567220280 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,050 sqft Living Area |
| Gross Area | 2,966 sqft |
| 1st Floor Area | 1,752 sqft |
| Attic | Attic |
| Attic Area | 298 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 7,187 sqft (0.165 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 28 sqft |
| Deck Area | 340 sqft |
| Patio Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1287 E PALERMO ST |
|---|---|
| City | MERIDIAN |
| State | ID |
| Zip | 83642-4867 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-8 |
| Legal Description | LOT 04 BLK 06 ROSELEAF SUB NO 02 |
| Legal Range | 01E |
| Legal Township | 03N |
| Legal Section | 30 |
| Legal Subdivision | ROSELEAF SUB NO 02 |
| Legal Block | 06 |
| Legal Lot Number | 04 |
| Jurisdiction | ADA ID |
| Township / Civil Division | BOISE CITY |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 10339 |
Source: Ada County records, as of August 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1287 E PALERMO ST, MERIDIAN, ID 83642-4867 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 17, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 18, 2019 | Deed of Trust, Mortgage · Commercial Mortgage ZB NA |
| Jan 24, 2017 | Deed of Trust, Mortgage COMMUNITY DEV COMMISSION |
| Jan 24, 2017 | Deed of Trust, Mortgage CEI 7(A) FINANCING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 17, 2023 · Amount on Record |
| Deed Sale | Feb 17, 2023 · Amount on Record |
| Prior Sale | Jan 17, 2007 |
| Deed Document Number | 20239899 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ADA ID |
| Recording Date | Feb 17, 2023 |
| Property Address | 1287 E PALERMO ST, MERIDIAN, ID 83642-4867 |
| Document Number | 0000009899 |
| Map Reference | MB 93 PG 11111-11113 |
| Instrument Date | Feb 15, 2023 |
| Instrument | 2023-009899 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2023 |
| Title Company | VENTURE TITLE, VENTURE TITLE & ESCROW |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1287 E PALERMO ST, MERIDIAN, ID 83642-4867 |
| Document Number | 0000009900 |
|---|---|
| Date | Feb 17, 2023 |
| Instrument | 2023-009900 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADA ID |
| Property Address | 1287 E PALERMO ST, MERIDIAN, ID 83642-4867 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Title Company | PIONEER TITLE CO OF ADA CNTY |
| Name | Verified Name |
|---|
| Document Number | 0000127296 |
|---|---|
| Date | Dec 18, 2019 |
| Instrument | 2019-127296 |
| Name | ZB NA |
|---|---|
| Type | Bank |
| Address | NAMPA, ID 83651 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADA ID |
| Property Address | 1287 E PALERMO ST, MERIDIAN, ID 83642-4867 |
| Document Number | 0000007299 |
| Instrument Date | Jan 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 8, 2019 |
| Title Company | NEXTITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1287 E PALERMO ST MERIDIAN ID 836424867, MERIDIAN, ID 83642-4867 |
| Document Number | 0000007299 |
|---|---|
| Date | Jan 25, 2017 |
| Instrument | 7299 |
| Name | COMMUNITY DEV COMMISSION |
|---|---|
| Type | Construction/Development Company |
| Address | MISSOULA, MT 59802 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADA ID |
| Property Address | 1287 E PALERMO ST, MERIDIAN, ID 83642-4867 |
| Document Number | 0000007298 |
| Instrument Date | Jan 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2017 |
| Title Company | NEXTITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1287 E PALERMO ST MERIDIAN ID 836424867, MERIDIAN, ID 83642-4867 |
| Document Number | 0000007298 |
|---|---|
| Date | Jan 25, 2017 |
| Instrument | 7298 |
| Name | CEI 7(A) FINANCING LLC |
|---|---|
| Address | BRUNSWICK, ME 04011 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Jan 24, 2027 |
| Rate Type | Adjustable Rate |
|---|
Source: Ada County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Ada County |
| Municipality | Meridian City |
| Unified School District | Meridian Joint School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $445,000 (+2.3%) | $445,000 (+2.3%) | |
| 2025 | $1,397.00 (-3.19%) Homeowner's exemption | $435,000 (+9.08%) | $435,000 (+9.08%) |
| 2024 | $1,443.00 (-24.61%) | ||
| 2023 | $398,800 Land $161,000 Building $237,800 | $398,800 Land $161,000 Building $237,800 | |
| 2022 | $1,914.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 97.9% of Idaho |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MERIDIAN WATER DEPT private · serves 152,070 people · EPA ID ID4010097 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| White Cloud Communications Fixed Wireless | 200 / 50 |
May also be available: Anthem Broadband, CenturyLink, Silver Star Communications, Verizon.
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