Shiawassee County property record for 1287 E Exchange St, Owosso, MI 48867 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1960 |
| Square Footage | 1,717 sqft Heated Area |
| Lot Size | 21,780 sqft (0.5 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $155,000 (2021) |
| Tax Bill | $2,334.00 (2025) |
| Primary APN | 007-48-089-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,717 sqft Heated Area |
| 1st Floor | 1,717 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 21,780 sqft (0.5 acres) |
| Depth X Width | 140 ft x 156 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 624 sqft Garage |
| Heating System | Forced Air with Air Conditioning Heating |
|---|
| Street Address | 1287 E EXCHANGE ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-9018 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | AMOS GOULD ACRES #1 CALEDONIA TWP LOTS 89 & 90 |
| Legal Subdivision | AMOS GOULD ACRES #1 |
| Legal Lot Number | 89-90 |
| Jurisdiction | SHIAWASSEE MI |
| Minor Civil Division | CALEDONIA |
| Census Blockgroup | 1 |
| Census Block | 1028 |
| Census Tract | 31700 |
Source: Shiawassee County records · APN 007-48-089-000
Assessment roll updated July 16, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1287 E EXCHANGE ST, OWOSSO, MI 48867-9018 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE 1 INC |
| Apr 19, 2021 | Warranty Deed, Transfer · Second Mortgage to Cover Down Payment MICHIGAN STATE HOUSING DEV AUTHORITY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 19, 2021 · Amount on Record |
| Deed Sale | Apr 19, 2021 · Amount on Record |
| Prior Sale | Aug 29, 2016 · Amount on Record |
| Deed Doc Number | 20213345295 |
| Deed Book / Page | 1281 / 530 |
| Prior Transfer Date | Jun 22, 2005 |
| Prior Transfer Doc | 0010810533 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 1287 E EXCHANGE ST, OWOSSO, MI 48867-9018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 12634 STATE RD, LAKE ODESSA, MI 48849-9551 |
| Document Number | 0012810526 |
|---|---|
| Date | Apr 19, 2021 |
| Book Page | 1281/526 |
| Instrument | 3345291 |
| Name | MORTGAGE 1 INC |
|---|---|
| Type | Mortgage Company |
| Address | STERLING HEIGHTS, MI 48314 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Apr 19, 2021 |
| Property Address | 1287 E EXCHANGE ST, OWOSSO, MI 48867-9018 |
| Document Number | 0012810530 |
| Book / Page | 1281 / 530 |
| Map Reference | LB 1 PG 133 |
| Instrument Date | Apr 15, 2021 |
| Instrument | 3345295 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Title Company | TITLE RESOURCE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $162.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1287 E EXCHANGE ST, 1287, OWOSSO, MI 48867-9018 |
| Name | Verified Name |
|---|---|
| Address | 12634 STATE RD, LAKE ODESSA, MI 48849-9551 |
| Document Number | 0012820066 |
|---|---|
| Date | Apr 30, 2021 |
| Book Page | 1282/66 |
| Instrument | 3345832 |
| Name | MICHIGAN STATE HOUSING DEV AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | LANSING, MI 48912 |
| Type | Second Mortgage to Cover Down Payment |
|---|---|
| Amount | Amount Recorded |
Source: Shiawassee County records · Assessment roll updated July 16, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| County Subdivision | Caledonia Charter Township |
| Unified School District | Owosso Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $80,800 (+22.8%) | $161,600 (+22.8%) | |
| 2025 | $2,334.00 (+7.11%) Homeowner's exemption | $65,800 (+4.61%) | $131,600 (+4.61%) |
| 2024 | $2,179.00 | ||
| 2023 | $2,179.00 Homeowner's exemption | $62,900 | $125,800 |
Source: FEMA National Flood Hazard Layer, Shiawassee County (26155C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures