1287 Creek Rd, Lorena, TX 76655 Property Records

McLennan County property record for 1287 Creek Rd, Lorena, TX 76655

Property Summary

Property Type	Commercial
Details	4 bd · 2 ba · 3,146 sqft · built 1974
Lot Size	10 acres (435,600 sqft)
Owner	2 Company Names on Record
Tax Bill	$2,416 (2024)
Deeds & Mortgages	Jul 2024 Transfer Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-057900-000601-0`

Property Details

APN / Parcel Number

Primary APN	`30-057900-000601-0`
Alternative APNs	`3005790000060100111` `130342`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	1 Story
Building Area	3,146 sqft Gross Area
1st Floor Area	3,146 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Flat
Roof Material	Composition Shingle
Lot Area	435,600 sqft (10 acres)
Garage Type	Carport
Garage Area	560 sqft
Carport	Carport
Carport Area	560 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	412 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1287 CREEK RD
City	LORENA
State	TX
Zip	76655-3531
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	R
Legal Description	MCKEAN J G ACRES 10.0
Legal Subdivision	MCKEAN J G
Jurisdiction	MCLENNAN TX
Township / Civil Division	MOODY-LORENA
Census Block Group	3
Census Block	3025
Census Tract	3801

Owner

Source: McLennan County records, as of November 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1287 CREEK RD, LORENA, TX 76655-3531
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2024	Transfer on Death Deed, Transfer
Oct 21, 2020	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV
Oct 21, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2024
Deed Sale	Jul 8, 2024
Deed Document Number	202428275
Prior Transfer Date	Jul 5, 2024
Prior Transfer Doc	0000028275
Record Updated	Sep 20, 2026

July 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jul 8, 2024
Property Address	1287 CREEK RD, LORENA, TX 76655-3531
Document Number	0000028275
Instrument Date	Jul 5, 2024
Instrument	2024028275
Transaction Type	Transfer
Record Updated	Oct 20, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1287 CREEK RD, LORENA, TX 76655-3531

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	1287 CREEK RD, LORENA, TX 76655-3531
Document Number	0000038671
Instrument Date	Oct 21, 2020
Transaction Type	Mortgage
Record Updated	Nov 27, 2020
Title Company	CAPITAL TITLE/TX LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1287 CREEK RD LORENA TX 766553531, LORENA, TX 76655-3531

Mortgage

Document Number	0000038671
Date	Oct 29, 2020
Instrument	38671

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.65%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	1287 CREEK RD, LORENA, TX 76655-3531
Document Number	0000038670
Instrument Date	Oct 21, 2020
Transaction Type	Mortgage
Record Updated	Nov 27, 2020
Title Company	CAPITAL TITLE/TX LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1287 CREEK RD LORENA TX 766553531, LORENA, TX 76655-3531

Mortgage

Document Number	0000038670
Date	Oct 29, 2020
Instrument	38670

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.65%

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Unified School District	Lorena Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$557,270 (+3.89%)	$669,830 (+15.07%) Land $52,370 Building $617,460
2024	$2,416.00 (+8.34%)
2023		$536,390 Land $6,640 Building $529,750	$582,120 Land $52,370 Building $529,750
2022	$2,230.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 77% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Central Link Broadband Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3
T-Mobile Fixed Wireless	25 / 3

May also be available: Nextlink, Verizon.

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