1287 Bianca Dr NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 1287 Bianca Dr NE, Palm Bay, FL 32905

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,796 sqft · built 1973
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$74,400 (Nov 1994)
Tax Bill	$804 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-37-24-77-82-5`

Property Details

APN / Parcel Number

Primary APN	`28-37-24-77-82-5`
Alternative APNs	`28-37-24-77-00082.0-0005.00` `2833016`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,796 sqft Living Area
Gross Area	2,141 sqft
1st Floor Area	1,796 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2000
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	345 sqft
Porch	Enclosed Porch
Porch Area	160 sqft
Deck Area	533 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2833016
Street Address	1287 BIANCA DR NE
City	PALM BAY
State	FL
Zip	32905-4329
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	PORT MALABAR UNIT 3, REPLAT OF PT OF LOT 5 BLK 82
Legal Range	37E
Legal Township	28S
Legal Section	24
Legal Subdivision	PORT MALABAR UNIT 3, REPLAT OF PT OF
Legal Block	82
Legal Lot Number	5
Legal Unit	3
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	1
Census Block	1005
Census Tract	65201

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1287 BIANCA DR NE, PALM BAY, FL 32905-4329
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 1994 · Amount on Record
Deed Sale	Nov 1, 1994 · Amount on Record
Prior Sale	Sep 2, 1993 · Amount on Record
Deed Book / Page	3432 / 2419
Last Transfer Date	Nov 17, 2020
Transfer Doc	0089360128
Record Updated	Sep 20, 2026

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BREVARD FL
Recording Date	Dec 1, 2020
Property Address	1287 BIANCA DR NE, PALM BAY, FL 32905-4329
Document Number	0089360128
Book / Page	8936 / 128
Map Reference	MB 13 PG 110
Instrument Date	Nov 17, 2020
Instrument	2020267428
Transaction Type	Transfer
Record Updated	Jul 2, 2021
Title Company	INSPIRE CLOSING SERVICES

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1287 BIANCA DR NE, PALM BAY, FL 32905-4329

Mortgage

Document Number	8936131
Date	Dec 1, 2020
Instrument	8936/131

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$89,610 (+2.69%)	$251,110 (-0.31%)
2025	$804.00 (+4.28%) Homeowner's exemption Widower's exemption	$87,260 (+5.98%)	$251,900 (-1.32%)
2024	$771.00 (+5.47%)
2023	$731.00 (-2.4%) Homeowner's exemption Widower's exemption	$82,340 (+2.99%)	$255,280 (+12.03%) Land $38,500 Building $216,780
2022	$749.00 Homeowner's exemption Widower's exemption	$79,950	$227,860 Land $38,500 Building $189,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	5 (1994–2008)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Aug 2008 · Tropical Storm Fay
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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