1287 16th Trl, Cotopaxi, CO 81223 Property Records

Fremont County property record for 1287 16th Trl, Cotopaxi, CO 81223

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,216 sqft · built 2001
Lot Size	2.43 acres (105,851 sqft)
Owner	Individual Name on File
Tax Bill	$736 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Aug 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R023792`

Property Details

APN / Parcel Number

Primary APN	`R023792`
Alternative APN	`76005840`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,216 sqft Living Area
1st Floor Area	1,216 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	105,851 sqft (2.43 acres)
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Deck Area	Deck Area
Patio Area	180 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R023792
Street Address	1287 16TH TRL
City	COTOPAXI
State	CO
Zip	81223-7803
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SE4SW4SE4SW4 SEC 14-20-73 FLA-COLO ACRES TR-16 MSO SURRENDERED 2004 AFFIDAVIT OF REAL PROPERTY RECORDED 08/15/2023 #1029680
Legal Range	73
Legal Township	20
Legal Section	14
Legal Subdivision	FLORIDA-COLO ACRES
Legal Tract	16
Jurisdiction	FREMONT CO
Township / Civil Division	COTOPAXI
Census Block Group	1
Census Block	1016
Census Tract	979002

Owner

1287 16th Trl is owned and occupied by an individual.

Source: Fremont County records, as of August 12, 2026

Owner of Record	Individual Name on File
Mailing Address	1287 16TH TRL, COTOPAXI, CO 81223-7803
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Deed of Trust, Mortgage · Line of Credit FIRST INTERSTATE BANK
Aug 28, 2023	Personal Representative Deed, Transfer
Aug 28, 2023	Bargain and Sale Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREMONT CO
Property Address	1287 16TH TRL, COTOPAXI, CO 81223-7803
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1287 16TH TRL, COTOPAXI, CO 81223-7803

Mortgage

Document Number	0001049626
Date	Oct 6, 2025
Instrument	1049626

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	CANON CITY, CO 81212

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Sep 29, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	FREMONT CO
Recording Date	Aug 28, 2023
Property Address	1287 16TH TRL, COTOPAXI, CO 81223-7803
Document Number	0001030070
Instrument Date	Aug 25, 2023
Instrument	1030070
Transaction Type	Transfer
Record Updated	Sep 11, 2023

Transaction

Amount	Amount on Record
Tax	$24.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 48, WESTCLIFFE, CO 81252-0048

August 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	FREMONT CO
Recording Date	Aug 28, 2023
Property Address	1287 16TH TRL, COTOPAXI, CO 81223-7803
Document Number	0001030071
Instrument Date	Aug 25, 2023
Instrument	1030071
Transaction Type	Transfer
Record Updated	Sep 11, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 481, WESTCLIFFE, CO 81252-0481

Mortgage

Document Number	0001030072
Date	Aug 28, 2023
Instrument	1030072

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 1287 16th Trl was $736, up 34.6% from the year before.

Source: Fremont County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Fremont County
Unified School District	Fremont RE-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$736.00 (+34.55%)	$14,391 (-6.45%)	$230,259
2024	$547.00 (+0.18%)	$15,383 (+9.05%)
2023	$546.00 (+20.53%)	$14,106 (+44.47%)	$229,592 (+63.42%)
2022	$453.00	$9,764	$140,491

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1287 16th Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1287 16th Trl is high, ranking above 86% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 90% of Colorado
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	10 / 1

May also be available: Visionary Broadband.

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