12866 Stonegate Trl, Belton, TX 76513 Property Records

Bell County property record for 12866 Stonegate Trl, Belton, TX 76513

Property Summary

Property Type	Commercial
Details	2 ba · 2,961 sqft · built 1984
Lot Size	0.924 acres (40,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$631,750 (Jul 2023)
Tax Bill	$1,283 (2025)
Deeds & Mortgages	Oct 2025 Mortgage May 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0434201935`

Property Details

APN / Parcel Number

Primary APN	`0434201935`
Alternative APNs	`826475` `35154`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,961 sqft Gross Area
1st Floor Area	2,721 sqft
2nd Floor Area	240 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1994
Exterior Material	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	40,250 sqft (0.924 acres)
Lot Dimensions	700 ft deep x 460 ft wide
View / Lot	Commercial
Garage Area	680 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	563 sqft
Storage Building	160 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	12866 STONEGATE TRL
City	BELTON
State	TX
Zip	76513-6259
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	WOODLAND TRAILS II, BLOCK 002, LOT 0010, (TOD DEED)
Legal Subdivision	WOODLAND TRAILS II
Legal Block	2
Legal Lot Number	10
Jurisdiction	BELL TX
Township / Civil Division	NORTHWEST BELL
Census Block Group	1
Census Block	1022
Census Tract	20201

Owner

Source: Bell County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12866 STONEGATE TRL, BELTON, TX 76513-6259
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2025	Deed of Trust, Mortgage · VA Mortgage IMPERIUM LENDING LLC
May 3, 2024	Deed of Trust, Mortgage · VA Mortgage SWIFT HOME LOANS INC
Jul 27, 2023	Vendor's Lien, Transfer · VA Mortgage ARMED FORCES BANK NA
Jul 12, 2022	Transfer on Death Deed, Transfer
Apr 13, 2017	Warranty Deed, Transfer QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2023 · Amount on Record
Deed Sale	Jul 27, 2023 · Amount on Record
Prior Sale	Apr 13, 2017 · Amount on Record
Deed Document Number	202333279
Prior Transfer Date	Jul 11, 2022
Prior Transfer Doc	0000044403
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	12866 STONEGATE TRL, BELTON, TX 76513-6259
Transaction Type	Mortgage
Record Updated	Nov 17, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12866 STONEGATE TRL, BELTON, TX 76513-6259

Mortgage

Document Number	0000053243
Date	Oct 28, 2025
Instrument	2025053243

Lender

Name	IMPERIUM LENDING LLC
Type	Mortgage Company
Address	TROY, MI 48084

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	12866 STONEGATE TRL, BELTON, TX 76513-6259
Transaction Type	Mortgage
Record Updated	May 16, 2024
Title Company	NOT AVAILABLE, MAVERICK TTL OF TX DBA TX TT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12866 STONEGATE TRL, BELTON, TX 76513-6259

Mortgage

Document Number	0000018953
Date	May 3, 2024
Instrument	2024018953

Lender

Name	SWIFT HOME LOANS INC
Type	Mortgage Company
Address	BIRMINGHAM, MI 48009

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

July 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jul 27, 2023
Property Address	12866 STONEGATE TRL, BELTON, TX 76513-6259
Document Number	0000033279
Map Reference	CAB A SL 38-B
Instrument Date	Jul 25, 2023
Instrument	2023033279
Transaction Type	Transfer
Record Updated	Aug 10, 2023
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12866 STONEGATE TRL, BELTON, TX 76513-6259

Mortgage

Document Number	0000033280
Date	Jul 27, 2023
Instrument	2023033280

Lender

Name	ARMED FORCES BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

July 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	BELL TX
Recording Date	Jul 12, 2022
Property Address	12866 STONEGATE TRL, BELTON, TX 76513-6259
Document Number	0000044403
Map Reference	CAB A SL 38-B
Instrument Date	Jul 12, 2022
Instrument	2022044403
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12866 STONEGATE TRL, 12866, BELTON, TX 76513-6259

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8304 YOKOHAMA TER, AUSTIN, TX 78744-1544

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Apr 13, 2017
Property Address	12866 STONEGATE TRL, BELTON, TX 76513-6259
Document Number	0000014692
Instrument Date	Apr 10, 2017
Instrument	14692
Transaction Type	Transfer
Record Updated	May 4, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12866 STONEGATE TRL BELTON TX 765136259, BELTON, TX 76513-6259

Mortgage

Document Number	14693
Date	Apr 13, 2017
Instrument	14693

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 12, 2047

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,283.00 (-61.11%)	$500,135 (+3.01%) Land $28,175 Building $471,960	$500,135 (+3.01%) Land $28,175 Building $471,960
2023	$3,299.00 (-36.05%) Homeowner's exemption Senior Citizen's exemption	$485,513 (+10.3%) Land $28,175 Building $457,338	$485,513 (+10.3%) Land $28,175 Building $457,338
2022	$5,159.00 Homeowner's exemption Senior Citizen's exemption	$440,167 Land $28,175 Building $411,992	$440,167 Land $28,175 Building $411,992

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink.

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