Orange County property record for 12866 Sharp Shined St, Orlando, FL 32837
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,779 sqft · built 1991 |
| Lot Size | 0.192 acres (8,354 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $100 (Jul 2017) |
| Tax Bill | $566 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Apr 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-24-29-2018-00-780 |
| Primary APN | 21-24-29-2018-00-780 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,779 sqft Living Area |
| Gross Area | 3,735 sqft |
| 1st Floor Area | 1,821 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,354 sqft (0.192 acres) |
| Garage Type | Attached |
| Garage Area | 465 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 322 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 12866 SHARP SHINED ST |
|---|---|
| City | ORLANDO |
| State | FL |
| Zip | 32837-7449 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-D |
| Legal Description | DEERFIELD PHASE 2B UNIT 1 26/68 LOT 78 |
| Legal Range | 29E |
| Legal Township | 24S |
| Legal Section | 21 |
| Legal Subdivision | DEERFIELD PH 2B UT 1 |
| Legal Phase | 2B |
| Legal Tract | 2018 |
| Legal Lot Number | 78 |
| Legal Unit | 1 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 17012 |
12866 Sharp Shined St is owned and occupied by two individuals who acquired it in July 2017.
Source: Orange County records, as of August 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12866 SHARP SHINED ST, ORLANDO, FL 32837-7449 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 24, 2026 | Deed of Trust, Mortgage · VA Mortgage SAXTON MORTGAGE |
| Apr 5, 2022 | Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCIAL NETWORK INC |
| Mar 3, 2018 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG |
| Aug 1, 2017 | Intrafamily Transfer, Transfer · VA Mortgage E MORTGAGE MANAGEMENT LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2017 · Amount on File |
| Deed Sale | Jul 1, 2017 · Amount on File |
| Last Transfer Date | Jul 22, 2017 |
| Transfer Doc | 0000424864 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jul 24, 2026 |
| Property Address | 12866 SHARP SHINED ST, ORLANDO, FL 32837-7449 |
| Document Number | 0000413130 |
| Instrument Date | Jul 17, 2026 |
| Instrument | 2026413130 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 12866 SHARP SHINED ST, ORLANDO, FL 32837-7449 |
| Document Number | 0000413130, |
|---|---|
| Date | Jul 24, 2026 |
| Instrument | 2026413130 |
| Name | SAXTON MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 4.63% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 12866 SHARP SHINED ST, ORLANDO, FL 32837-7449 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2022 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Address | 12866 SHARP SHINED ST, ORLANDO, FL 32837-7449 |
| Document Number | 0000218673 |
|---|---|
| Date | Apr 5, 2022 |
| Instrument | 20220218673 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Address | BREA, CA 92821 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 12866 SHARP SHINED ST, ORLANDO, FL 32837-7449 |
| Document Number | 0000142186 |
| Instrument Date | Mar 3, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12866 SHARP SHINED ST ORLANDO FL 328377449, ORLANDO, FL 32837-7449 |
| Document Number | 0000142186 |
|---|---|
| Date | Mar 12, 2018 |
| Instrument | 142186 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 11, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.37% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Aug 1, 2017 |
| Property Address | 12866 SHARP SHINED ST, ORLANDO, FL 32837-7449 |
| Document Number | 0000424864 |
| Map Reference | MB 26 PG 68-71 |
| Instrument Date | Jul 22, 2017 |
| Instrument | 20170424864 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | ESL TITLE AND SETTLEMENT SER |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12866 SHARP SHINED ST, 12866, ORLANDO, FL 32837-7449 |
| Name | Verified Name |
|---|---|
| Address | 12866 SHARP SHINED ST, ORLANDO, FL 32837-7449 |
| Document Number | 0000424865 |
|---|---|
| Date | Aug 1, 2017 |
| Instrument | 20170424865 |
| Name | E MORTGAGE MANAGEMENT LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2047 |
The 2025 property tax bill for 12866 Sharp Shined St was $566, up 21.5% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $230,139 (+2.7%) | $501,740 (-1.58%) Land $100,000 Building $401,740 | |
| 2025 | $566.00 (+21.46%) Homeowner's exemption | $224,089 | $509,800 Land $100,000 Building $409,800 |
| 2024 | $466.00 (+5.43%) | ||
| 2023 | $442.00 (+10.78%) Homeowner's exemption | $211,431 (+3%) | $498,272 (+26.23%) Land $100,000 Building $398,272 |
| 2022 | $399.00 Homeowner's exemption | $205,273 | $394,747 Land $85,000 Building $309,747 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12866 Sharp Shined St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 33 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 3 (2017–2022) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12866 Sharp Shined St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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