12865 Towcester Ct, Fort Wayne, IN 46818 Property Records

Allen County property record for 12865 Towcester Ct, Fort Wayne, IN 46818

Property Summary

Property Type	Recreational Vacant Land
Owner	2 Individual Names on File
Last Sale	$473,686 (Oct 2026)
Tax Bill	$12 (2024)
Deeds & Mortgages	Oct 2026 Mortgage Jul 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`02-01-25-151-086.000-087`

Property Details

APN / Parcel Number

Primary APN	`02-01-25-151-086.000-087`
Alternative APN	`1458300083`

Location & Zoning

Street Address	12865 TOWCESTER CT
City	FORT WAYNE
State	IN
Zip	46818-2321
Property Category	Public Works
Property Type	Public Works > Recreational Vacant Land
Legal Description	SILVERSTONE LOT 83
Legal Subdivision	SECONDARY PLAT OF SILVERSTONE
Legal Lot Number	83
Jurisdiction	ALLEN IN
Township / Civil Division	EEL RIVER
Census Block Group	2
Census Block	2028
Census Tract	10400

Owner

12865 Towcester Ct, recreational vacant land, is owned and occupied by two individuals who bought it in October 2026.

Source: Allen County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12865 TOWCESTER CT, FORT WAYNE, IN 46818-2321
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2026	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIFTH THIRD BANK
Jul 11, 2025	Deed, Transfer METROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE OF IN LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2026 · Amount on File
Deed Sale	Oct 8, 2026 · Amount on File
Prior Sale	Jul 11, 2025
Deed Document Number	202645867
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN IN
Recording Date	Oct 8, 2026
Property Address	12865 TOWCESTER CT, FORT WAYNE, IN 46818-2321
Document Number	0000045867
Instrument Date	Sep 25, 2026
Instrument	202645867
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 20, 2026
Title Company	METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12865 TOWCESTER CT, FORT WAYNE, IN 46818-2321

Mortgage

Document Number	0000045868,
Date	Oct 8, 2026
Instrument	202645868

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ALLEN IN
Recording Date	Jul 11, 2025
Property Address	12865 TOWCESTER CT, FORT WAYNE, IN 46818-2321
Document Number	2025030835
Map Reference	DOC 2024002400
Instrument Date	Jul 2, 2025
Instrument	2025030835
Transaction Type	Transfer
Record Updated	Jun 19, 2026
Title Company	METROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE OF IN LLC

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 LANE 150 JIMMERSON LK, ANGOLA, IN 46703-7144

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Allen County
County Subdivision	Eel River Township
Municipality	Huntertown Town
Unified School District	Northwest Allen County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$800 Land $800	$800 Land $800
2024	$12.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 12865 Towcester Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12865 Towcester Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HUNTERTOWN WATER WORKS serves 14,058 people · EPA ID IN5202007
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

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