12865 State Rd CC, Festus, MO 63028 Property Records

Jefferson County property record for 12865 State Rd CC, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	1 ba · 968 sqft · built 1985
Lot Size	0.81 acres (35,284 sqft)
Owner	Individual Name on File
Last Sale	$62,500 (Apr 2020)
Tax Bill	$1,254 (2025)
Deeds & Mortgages	Sep 2026 Transfer Feb 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`18-8.0-34.0-0-000-013.02`

Property Details

APN / Parcel Number

Primary APN	`18-8.0-34.0-0-000-013.02`
Alternative APN	`1880340 01302`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	968 sqft Living Area
1st Floor Area	440 sqft
Basement Area	440 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Split Level
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	35,284 sqft (0.81 acres)
Lot Dimensions	328 ft deep x 108 ft wide

Exterior Amenities

Porch	Stoop
Porch Area	24 sqft
Patio Area	256 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	12865 STATE ROAD CC
City	FESTUS
State	MO
Zip	63028-3821
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Description	REID FARM PT LOT 1
Legal Range	5E
Legal Township	40N
Legal Section	34
Legal Subdivision	REID FARM
Legal Tract	1
Legal Block	4
Legal Lot Number	1
Jurisdiction	JEFFERSON MO
Township / Civil Division	PLATTIN
Census Block Group	4
Census Block	4044
Census Tract	701404

Owner

12865 State Rd CC is owned and occupied by an individual who acquired it in August 2026.

Source: Jefferson County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	12865 STATE ROAD CC, FESTUS, MO 63028-3821
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Feb 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 15, 2022	Beneficiary Deed, Transfer
Apr 21, 2020	Grant Deed, Transfer COMMERCE BK
Dec 11, 2019	Grant Deed, Transfer ATTORNEY ONLY
May 24, 2019	Trustee's Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2020 · Amount on File
Deed Sale	Apr 21, 2020 · Amount on File
Prior Sale	Dec 11, 2019
Deed Document Number	202013300
Last Transfer Date	Aug 28, 2026
Transfer Doc	0000024977
Record Updated	Oct 29, 2026

September 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	JEFFERSON MO
Recording Date	Sep 9, 2026
Property Address	12865 STATE ROAD CC, FESTUS, MO 63028-3821
Document Number	0000024977
Instrument Date	Aug 28, 2026
Instrument	202624977
Transaction Type	Transfer
Record Updated	Sep 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	12865 STATE ROAD CC, FESTUS, MO 63028-3821
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12865 STATE ROAD CC, FESTUS, MO 63028-3821

Mortgage

Document Number	0000003841
Date	Feb 4, 2022
Instrument	2022R-003841

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

April 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	JEFFERSON MO
Recording Date	Apr 15, 2022
Property Address	12865 STATE ROAD CC, FESTUS, MO 63028-3821
Document Number	0000012748
Map Reference	MB 8 PG 4
Instrument Date	Apr 14, 2022
Instrument	2022R-012748
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12865 STATE ROAD CC, FESTUS, MO 63028-3821

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1209 GOLDEN VICARY DR, WARRENTON, MO 63383-3345

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JEFFERSON MO
Recording Date	Apr 21, 2020
Property Address	12865 STATE ROAD CC, FESTUS, MO 63028-3821
Document Number	0000013300
Instrument Date	Apr 14, 2020
Instrument	13300
Transaction Type	Transfer
Record Updated	May 21, 2020
Title Company	CTC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12865 STATE ROAD CC FESTUS MO 630283821, FESTUS, MO 63028-3821

Mortgage

Document Number	13301
Date	Apr 21, 2020
Instrument	13301

Lender

Name	COMMERCE BK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 20, 2050

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JEFFERSON MO
Recording Date	Dec 11, 2019
Property Address	12865 STATE ROAD CC, FESTUS, MO 63028-3821
Document Number	0000038973
Instrument Date	Dec 9, 2019
Instrument	38973
Transaction Type	Transfer
Record Updated	Dec 31, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

May 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	JEFFERSON MO
Recording Date	May 24, 2019
Property Address	12865 STATE ROAD CC, FESTUS, MO 63028-3821
Document Number	0000014665
Instrument Date	May 23, 2019
Instrument	14665
Transaction Type	Foreclosure
Record Updated	Jun 18, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	13801 WIRELESS WAY OKLAHOMA CITY OK 731342500, OKLAHOMA CITY, OK 73134-2500

Tax Assessment & Valuation

The 2025 property tax bill for 12865 State Rd CC was $1,254.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	De Soto 73 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$19,900 (-) Land $1,100 Building $18,800	$104,500 Land $5,800 Building $98,700
2025	$1,254.00	$19,900 Land $1,100 Building $18,800
2024			$104,500 (+7.4%) Land $5,800 Building $98,700
2023	$1,184.00 (-0.08%)	$18,500 (-) Land $1,100 Building $17,400	$97,300 Land $5,800 Building $91,500
2022	$1,185.00	$18,500 Land $1,100 Building $17,400
2021			$97,300 Land $5,800 Building $91,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12865 State Rd CC in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12865 State Rd CC is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 5 serves 8,000 people · EPA ID MO6024296
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on State Rd CC

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