Washington County property record for 12864 Unger Rd, Smithsburg, MD 21783
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,515 sqft · built 1993 |
| Lot Size | 16.2 acres (706,543 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $720,000 (Feb 2007) |
| Tax Bill | $7,614 (2026) |
| Deeds & Mortgages | Apr 2019 Mortgage Apr 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-008489 |
| Primary APN | 09-008489 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,515 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 706,543 sqft (16.2 acres) |
| Garage Type | Mixed |
| Garage Area | 1,536 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Porch Area | 805 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 008489 |
|---|---|
| Street Address | 12864 UNGER RD |
| City | SMITHSBURG |
| State | MD |
| Zip | 21783-1304 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A(R) |
| Legal Description | PARCEL B 16.22 ACRES 12864 UNGER ROAD |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 9, LEITERSBURG |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 10200 |
Source: Washington County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12864 UNGER RD, SMITHSBURG, MD 21783-1304 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 29, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Apr 21, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 6, 2007 · Amount on Record |
| Deed Sale | Feb 6, 2007 · Amount on Record |
| Deed Document Number | 2007214531 |
| Deed Book / Page | 3221 / 67 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 12864 UNGER RD, SMITHSBURG, MD 21783-1304 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|
| Document Number | 0059650282 |
|---|---|
| Date | Apr 29, 2019 |
| Book Page | 5965/0282 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 12864 UNGER RD, SMITHSBURG, MD 21783-1304 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 12864 UNGER RD, SMITHSBURG, MD 21783-1304 |
| Document Number | 0069910072 |
|---|---|
| Date | Apr 21, 2022 |
| Book Page | 6991/72 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Apr 15, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Washington County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,614.00 (+15%) | $729,600 (+15.13%) | $825,500 (-) Land $176,100 Building $649,400 |
| 2025 | $6,621.00 (+17.64%) | $633,700 (+22.29%) | $825,500 (+53.5%) Land $176,100 Building $649,400 |
| 2024 | $5,628.00 (+4.43%) | ||
| 2023 | $5,389.00 | $518,200 | $537,800 Land $156,100 Building $381,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2006) |
| Most Recent Claim | Jun 2006 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber | 2,300 / 2,300 |
| Starlink Satellite | 280 / 30 |
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