Boone County property record for 12864 Bender Rd, Union, KY 41091
| Property Type | Single Family Home |
|---|---|
| Details | 623 sqft · built 1980 |
| Lot Size | 1.21 acres (52,708 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $391 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 032.00-00-017.05 |
| Primary APN | 032.00-00-017.05 |
|---|---|
| Alternative APN |
|
| Building Area | 623 sqft Living Area |
|---|
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Wood Siding |
| Lot Area | 52,708 sqft (1.21 acres) |
| Street Address | 12864 BENDER RD |
|---|---|
| City | UNION |
| State | KY |
| Zip | 41091-9629 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.21 AC ON BENDER RD (32-17D) |
| Jurisdiction | BOONE KY |
| Township / Civil Division | WALTON |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 70601 |
12864 Bender Rd, a single family home, is owned by an individual.
Source: Boone County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3630 HEEKIN AVE, CINCINNATI, OH 45208-4417 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 12864 Bender Rd was $391.
Source: Boone County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Boone County |
| Unified School District | Boone County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $391.00 | $28,300 Land $28,300 | |
| 2024 | $28,300 (-) Land $28,300 | ||
| 2023 | $397.00 (+25.24%) | $28,300 (-) Land $28,300 | $28,300 (-) Land $28,300 |
| 2022 | $317.00 | $28,300 Land $28,300 | $28,300 Land $28,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12864 Bender Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1997–2018) |
| Most Recent Claim | Feb 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12864 Bender Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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