12862 S Emerald Ave, Chicago, IL 60628 Property Records

Cook County property record for 12862 S Emerald Ave, Chicago, IL 60628

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,133 sqft · built 1950
Lot Size	0.125 acres (5,445 sqft)
Owner	Company Name on Record
Last Sale	$440,000 (Jan 2026)
Tax Bill	$2,417 (2024)
Deeds & Mortgages	Jan 2026 Mortgage Jan 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`25-33-110-055`

Property Details

APN / Parcel Number

Primary APN	`25-33-110-055`
Alternative APN	`25-33-110-055-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,133 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1952
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	5,445 sqft (0.125 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	12862 S EMERALD AVE
City	CHICAGO
State	IL
Zip	60628-7461
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Range	14E
Legal Township	37N
Legal Section	33
Legal Subdivision	NEW ROSELAND
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1024
Census Tract	530503

Owner

Source: Cook County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	8227 W IRVING PARK RD, CHICAGO, IL 60634-1934
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2026	Deed of Trust, Mortgage · Commercial Mortgage RFLF 4 LLC
Jan 16, 2026	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Apr 10, 2019	Deed of Trust, Mortgage OXFORD BK
Jan 9, 2019	Grant Deed, Transfer
Jul 31, 2018	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 16, 2026 · Amount on Record
Deed Sale	Jan 16, 2026 · Amount on Record
Prior Sale	Jul 31, 2018 · Amount on Record
Deed Document Number	202622006
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	12862 S EMERALD AVE, CHICAGO, IL 60628-7461
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8227 W IRVING PARK RD, CHICAGO, IL 60634-1934
Investor	Possibly a Property Investor

Mortgage

Document Number	0001618149
Date	Jan 16, 2026
Instrument	2601618149

Lender

Name	RFLF 4 LLC
Type	Non-Lending Institution
Address	CHICAGO, IL 60606

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jan 16, 2026
Property Address	12862 S EMERALD AVE, CHICAGO, IL 60628-7461
Document Number	0001622006
Map Reference	DOC 9813257
Instrument Date	Dec 12, 2025
Instrument	2601622006
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$440.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8227 WINNING PARK RD, CHICAGO, IL 60634
Investor	Possibly a Property Investor

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	12862 S EMERALD AVE, CHICAGO, IL 60628-7461
Document Number	1913318108
Instrument Date	Apr 10, 2019
Transaction Type	Mortgage
Record Updated	May 21, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	658 LILAS CT NEW LENOX IL 604513453, NEW LENOX, IL 60451-3453

Mortgage

Document Number	1913318108
Date	May 13, 2019
Instrument	13318108

Lender

Name	OXFORD BK
Type	Bank
Address	OAK BROOK, IL 60523

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Jan 9, 2019
Property Address	12862 S EMERALD AVE, CHICAGO, IL 60628-7461
Document Number	1900945035
Instrument Date	Dec 24, 2018
Instrument	945035
Transaction Type	Transfer
Record Updated	Jan 17, 2019

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2000 N MILWAUKEE AVE CHICAGO IL 606474002, CHICAGO, IL 60647-4002

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jul 31, 2018
Property Address	12862 S EMERALD AVE, CHICAGO, IL 60628-7461
Document Number	1821246083
Instrument Date	Jul 24, 2018
Instrument	21246083
Transaction Type	Transfer
Record Updated	Aug 8, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$28.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	10258 S WESTERN AVE CHICAGO IL 606431948, CHICAGO, IL 60643-1948

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$12,000 (+118.22%) Land $3,267 Building $8,733	$120,000 (+118.22%) Land $32,670 Building $87,330
2024	$2,417.00 (+107.82%)
2023	$1,163.00 (+2.56%)	$5,499 (-) Land $2,722 Building $2,777	$54,990 (-) Land $27,220 Building $27,770
2022	$1,134.00 (+2.35%)	$5,499 (-) Land $2,722 Building $2,777	$54,990 (-) Land $27,220 Building $27,770
2021	$1,108.00	$5,499 Land $2,722 Building $2,777	$54,990 Land $27,220 Building $27,770

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

May also be available: AT&T, T-Mobile, Verizon.

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