12860 Pine Crest Dr, Olive Branch, MS 38654 Property Records

DeSoto County property record for 12860 Pine Crest Dr, Olive Branch, MS 38654

Property Summary

Property Type	Single Family Home
Details	3 bd · 3,842 sqft · built 2003
Lot Size	2.61 acres (113,692 sqft)
Owner	2 Individual Names on Record
Last Sale	$471,059 (Feb 2025)
Tax Bill	$2,258 (2025)
Deeds & Mortgages	Aug 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2-05-3-07-01-0-00009-00`

Property Details

APN / Parcel Number

Primary APN	`2-05-3-07-01-0-00009-00`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,842 sqft Adjusted Area
1st Floor Area	2,750 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Gable
Roof Material	Shingle
Lot Area	113,692 sqft (2.61 acres)
Patio Area	621 sqft
Shed	1 Shed
Shed Area	384 sqft

Location & Zoning

Street Address	12860 PINE CREST DR
City	OLIVE BRANCH
State	MS
Zip	38654-6590
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-R
Legal Description	FOREST HILL S-D SEC A LOT 9
Legal Range	005
Legal Township	02S
Legal Section	07
Legal Subdivision	FOREST HILL S-D
Legal Lot Number	9
Jurisdiction	DESOTO MS
Township / Civil Division	1
Census Block Group	3
Census Block	3000
Census Tract	70830

Owner

Source: DeSoto County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12860 PINE CREST DR, OLIVE BRANCH, MS 38654-6590
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2025 · Amount on Record
Deed Sale	Feb 6, 2025 · Amount on Record
Prior Sale	Aug 2, 2022 · Amount on Record
Deed Book / Page	1025 / 2657
Prior Transfer Date	Apr 25, 2015
Prior Transfer Doc	000762/119
Record Updated	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Aug 2, 2022
Property Address	12860 PINE CREST DR, OLIVE BRANCH, MS 38654-6590
Document Number	001006/668
Book / Page	1006 / 668
Map Reference	MB 40 PG 31-33
Instrument Date	Jul 29, 2022
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	SUMMIT TITLE AND ESCROW LLC, SUMMIT TITLE & ESCROW

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9065 RUE ORLEANS LN, 9065, OLIVE BRANCH, MS 38654-4458

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12860 PINE CREST DR, OLIVE BRANCH, MS 38654-6590

Mortgage

Document Number	0005578735
Date	Aug 2, 2022
Instrument	5578/735

Lender

Name	LOCAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,258.00 (+25.31%)	$31,017 (+47.5%) Land $3,500 Building $27,517	$310,166 (+47.5%) Land $35,000 Building $275,166
2023	$1,802.00	$21,028	$210,275 Land $35,000 Building $175,275

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Jun 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 50% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Northcentral Connect Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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