12860 Mt Echo Dr, Ione, CA 95640 Property Records

Amador County property record for 12860 Mt Echo Dr, Ione, CA 95640

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,332 sqft · built 1995
Lot Size	2.6 acres (113,256 sqft)
Owner	2 Company Names on Record
Last Sale	$330,000 (Jun 2001)
Tax Bill	$5,332 (2025)
Deeds & Mortgages	Dec 2025 Transfer Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`011-210-010-000`

Property Details

APN / Parcel Number

Primary APN	`011-210-010-000`
Alternative APN	`1121001000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,332 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Construction Type	Wood
Lot Area	113,256 sqft
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Well

Location & Zoning

Street Address	12860 MOUNT ECHO DR
City	IONE
State	CA
Zip	95640-9557
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LOT 23 MT ECHO RANCH UNIT #1
Legal Subdivision	MT ECHO RANCH UNIT #1
Legal Lot Number	23
Jurisdiction	AMADOR CA
Township / Civil Division	IONE
Census Block Group	2
Census Block	2009
Census Tract	301

Owner

Source: Amador County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	12860 MOUNT ECHO DR, IONE, CA 95640-9557
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2025	Intrafamily Transfer, Transfer
Jul 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2001 · Amount on Record
Deed Sale	Jun 26, 2001 · Amount on Record
Deed Document Number	20016666
Last Transfer Date	Sep 24, 2025
Transfer Doc	0000007289
Record Updated	Sep 20, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	AMADOR CA
Recording Date	Dec 5, 2025
Property Address	12860 MOUNT ECHO DR, IONE, CA 95640-9557
Document Number	0000007289
Map Reference	MB 1 PG 7
Instrument Date	Sep 24, 2025
Instrument	2025-0007289
Transaction Type	Transfer
Record Updated	Dec 26, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	12860 MOUNT ECHO DR, IONE, CA 95640-9557

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMADOR CA
Property Address	12860 MOUNT ECHO DR, IONE, CA 95640-9557
Document Number	0000005649
Instrument Date	Jul 3, 2020
Transaction Type	Mortgage
Record Updated	Aug 5, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12860 MOUNT ECHO DR IONE CA 956409557, IONE, CA 95640-9557

Mortgage

Document Number	0000005649
Date	Jul 16, 2020
Instrument	5649

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 15, 2050

Tax Assessment & Valuation

Source: Amador County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Amador County
Unified School District	Amador County Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$536,975 (+2%) Land $150,605 Building $386,370
2025	$5,332.00 (+4.1%) Homeowner's exemption	$526,447 (+4.04%) Land $147,652 Building $378,795
2024			$693,180
2023	$5,122.00 (+2.48%) Homeowner's exemption	$506,006 Land $141,919 Building $364,087
2022	$4,998.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1997)
Most Recent Claim	Jan 1997 · Severe Storms, Flooding, Mud And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 57% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T.

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