Scotland County property record for 12860 McColman Rd, Gibson, NC 28343
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 2 ba · 2,796 sqft · built 1993 |
| Lot Size | 19.9 acres (866,844 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,476 (2026) |
| Deeds & Mortgages | Jan 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 040177 01030 |
| Primary APN | 040177 01030 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,796 sqft Heated Area |
| Gross Area | 3,132 sqft |
| 1st Floor Area | 1,804 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 866,844 sqft (19.9 acres) |
| Lot Dimensions | 660 ft deep x 660 ft wide |
| Garage Type | Carport |
| Garage Area | 315 sqft |
| Carport | Carport |
| Carport Area | 315 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 336 sqft |
| Shed | 1 Shed |
| Shed Area | 1,536 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 4090613 |
|---|---|
| Street Address | 12860 MCCOLMAN RD |
| City | GIBSON |
| State | NC |
| Zip | 28343-8640 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RA |
| Legal Description | 19.9AC JAMES A MCCOLMAN |
| Jurisdiction | SCOTLAND NC |
| Township / Civil Division | WILLIAMSON |
| Census Block Group | 1 |
| Census Block | 1060 |
| Census Tract | 10501 |
Source: Scotland County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12860 MCCOLMAN RD, GIBSON, NC 28343-8640 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTLAND NC |
| Property Address | 12860 MCCOLMAN RD, GIBSON, NC 28343-8640 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 1532/314 |
|---|---|
| Date | Jan 30, 2017 |
| Book Page | 1532/314 |
| Instrument | 2017-00000207 |
| Name | COMMUNITYONE BANK NA |
|---|---|
| Type | Bank |
| Address | LAURINBURG, NC 28352 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Scotland County assessment roll, as of September 16, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Scotland County |
| Unified School District | Scotland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,476.00 (+20.72%) | $369,310 (+95.34%) Land $71,740 Building $297,570 | $369,310 (+80.01%) Land $71,740 Building $297,570 |
| 2023 | $189,060 (-) Land $23,870 Building $165,190 | $205,160 (-) | |
| 2022 | $2,051.00 | $189,060 Land $39,970 Building $149,090 | $205,160 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 12, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 79% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCOTLAND CO WATER - NORTH serves 1,219 people · EPA ID NC0383030 |
|---|---|
| Water Source | Purchased groundwater from several systems |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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